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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo is the best

Since I started to use Monzoi have had every penny at my fingertips. When opening a bank account was very simple unlike all other which requires a lost things to open an account. Reviewed on: 7th April 2023

Personal account

monzo bank easy to used and service is very good anytime Reviewed on: 7th April 2023

Good

It's a good experience using monzo service Reviewed on: 7th April 2023

Monzo is amazing

They're a no nonsense bank you can set savings pots, round ups lock accts. Transfers are quick and easy. Their customer service is exceptional everything with them is instant. Would recommend to everyone. I also have a business acct which automatically deducts and sets aside my tax as set by myself. Best bank ever. My 17yr old son has a monzo acct he loves the pots and is saving for holidays etc and loves watching his savings grow. My brother introduced me to monzo who also has a few accts and uses his business acct more than I do to provide invoices and receipts etc. Highly recommended Reviewed on: 7th April 2023

I just love Monzo bank

I highly recommend Monzo to veryone i want to tell Spacial thanks to Monzo team ❤️ Reviewed on: 7th April 2023

amazing fasting networking

Outstanding managemnet.It's make me happy when i send a money .It is fastest transfer money. Reviewed on: 7th April 2023

Great & easy to use bank

Really good experience. App is by far the best of the other banks I've tried. Great support Reviewed on: 7th April 2023

Makes banking so much easier

I cannot fault Monzo, the banking experience for me has been far superior to any high street bank. So much so I've made it my primary account! The app is intuitive and the virtual card/pot features make budgeting and saving a breeze Reviewed on: 7th April 2023

Perfect all round

Monzo excels in everything I could ever need from my bank Reviewed on: 7th April 2023

Perfect for saving and controlled spending

Since switching to Monzo, I have been able to organise my spending into categories and gage a clearer understanding of where my money is spent. This has allowed me to cut down on unnecessary expenses and really focus on saving for a house deposit. Reviewed on: 7th April 2023

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