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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Best bank for saving

Monzo was my first ever bank and it has helped me finance my money since I was 16 years old. It is very simplistic and efficiency, other banks can be very difficult and complicated to get the hang of but monzo’s app has an amazing layout. It has helped me budget my months, save money for special occasions and its monthly spending breakdown helps you to understand where you spend the most money, so you know where you can count down. As a young person living on my own since the age of 16, I had to figure things out on my own. Money is a very difficult thing to figure out, so I’m glad I chose Monzo as my first bank because it has really helped me out. Reviewed on: 7th April 2023

Monzo keeps getting better and better.

Excellent customer support, amazing flexible credit feature. Savings pot with one of the highest interest rates compared to other banks. I've got 3 features on my Monzo wishlist. 1. Provide ISA 2. Better loans 3. Ability to hold other currencies Reviewed on: 7th April 2023

The Most Amazing Bank

Monzo is the most user friendly bank i have ever used. Monzo has made my life and my banking super easy. I use many products eg. Flex, personal loan and business account. I love banking with Monzo. Reviewed on: 7th April 2023

Fantastic online bank

I stumbled across Monzo years ago and never looked back. The simplicity is what makes monzo so attractive - but this doesn’t take away from its available features. Get on Monzo immediately, you won’t regret it! Reviewed on: 7th April 2023

I love Monzo

I have had Monzo for three years and I am very satisfied Reviewed on: 7th April 2023

Easy

Really easy to use, with lots of useful banking tools and tips to really help you in your day to day banking Reviewed on: 7th April 2023

Future of banking

It’s no wonder traditional banks are rapidly trying to claw back the digital gap between them and banks like Monzo. Put simply, the whole experience is just so so soooo easy. From tracking personal finance, to budgeting, to support. Monzo is my bank and life is good. Reviewed on: 7th April 2023

You cannot get any better

Between all the challenger banks, Monzo just stand above the rest. The app experience, the value add in the account types. Now being able to offer more financial services. The list goes on. Unbeatable. Reviewed on: 7th April 2023

Easy and Fast

The interface is really good. I am an Indian and I have never used Monzo but the moment I started using it, I don’t want any other apps Reviewed on: 7th April 2023

I have no problem when I'm spending money I have no problem getting a loan I think it's the best bank that has giving me a lot of movement

It has helped me build my credit and give me a very good response in whatever I want to do Reviewed on: 7th April 2023

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