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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo the best bank account

5
Everything to do with online banking is amazing, it’s so easy to set up saver pots for different things, holidays, shopping and boring old bills Monzo is the best bank account I’ve used Reviewed on: 7th April 2023
Jacqueline Gordon's avatar
Jacqueline Gordon

Simple and easy!

5
I enjoy the ease of transferring money between friends and finding new people near by to pay. Using flex has been handy also to simply spread the cost of something interest free for three months Reviewed on: 7th April 2023
Elliot Brown's avatar
Elliot Brown

Monzo is the best

5
Since I started to use Monzoi have had every penny at my fingertips. When opening a bank account was very simple unlike all other which requires a lost things to open an account. Reviewed on: 7th April 2023
Nyasha Mutasa's avatar
Nyasha Mutasa

Personal account

5
monzo bank easy to used and service is very good anytime Reviewed on: 7th April 2023
gemma's avatar
gemma

Good

5
It's a good experience using monzo service Reviewed on: 7th April 2023
Devang 's avatar
Devang

Monzo is amazing

5
They're a no nonsense bank you can set savings pots, round ups lock accts. Transfers are quick and easy. Their customer service is exceptional everything with them is instant. Would recommend to everyone. I also have a business acct which automatically deducts and sets aside my tax as set by myself. Best bank ever. My 17yr old son has a monzo acct he loves the pots and is saving for holidays etc and loves watching his savings grow. My brother introduced me to monzo who also has a few accts and uses his business acct more than I do to provide invoices and receipts etc. Highly recommended Reviewed on: 7th April 2023
Kelly pocock's avatar
Kelly pocock

I just love Monzo bank

5
I highly recommend Monzo to veryone i want to tell Spacial thanks to Monzo team ❤️ Reviewed on: 7th April 2023
Yousaf khan Shenwari 's avatar
Yousaf khan Shenwari

amazing fasting networking

5
Outstanding managemnet.It's make me happy when i send a money .It is fastest transfer money. Reviewed on: 7th April 2023
Anwar wahid's avatar
Anwar wahid

Great & easy to use bank

5
Really good experience. App is by far the best of the other banks I've tried. Great support Reviewed on: 7th April 2023
Daniel Bower's avatar
Daniel Bower

Makes banking so much easier

5
I cannot fault Monzo, the banking experience for me has been far superior to any high street bank. So much so I've made it my primary account! The app is intuitive and the virtual card/pot features make budgeting and saving a breeze Reviewed on: 7th April 2023
Becky Johnson's avatar
Becky Johnson

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