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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Perfect all round

5
Monzo excels in everything I could ever need from my bank Reviewed on: 7th April 2023
Lauren's avatar
Lauren

Perfect for saving and controlled spending

5
Since switching to Monzo, I have been able to organise my spending into categories and gage a clearer understanding of where my money is spent. This has allowed me to cut down on unnecessary expenses and really focus on saving for a house deposit. Reviewed on: 7th April 2023
Michael Hepton's avatar
Michael Hepton

Best bank for saving

5
Monzo was my first ever bank and it has helped me finance my money since I was 16 years old. It is very simplistic and efficiency, other banks can be very difficult and complicated to get the hang of but monzo’s app has an amazing layout. It has helped me budget my months, save money for special occasions and its monthly spending breakdown helps you to understand where you spend the most money, so you know where you can count down. As a young person living on my own since the age of 16, I had to figure things out on my own. Money is a very difficult thing to figure out, so I’m glad I chose Monzo as my first bank because it has really helped me out. Reviewed on: 7th April 2023
Gabi montana's avatar
Gabi montana

Monzo keeps getting better and better.

5
Excellent customer support, amazing flexible credit feature. Savings pot with one of the highest interest rates compared to other banks. I've got 3 features on my Monzo wishlist. 1. Provide ISA 2. Better loans 3. Ability to hold other currencies Reviewed on: 7th April 2023
Konstantinos Evripidou's avatar
Konstantinos Evripidou

The Most Amazing Bank

5
Monzo is the most user friendly bank i have ever used. Monzo has made my life and my banking super easy. I use many products eg. Flex, personal loan and business account. I love banking with Monzo. Reviewed on: 7th April 2023
Kamalpreet singh's avatar
Kamalpreet singh

Fantastic online bank

5
I stumbled across Monzo years ago and never looked back. The simplicity is what makes monzo so attractive - but this doesn’t take away from its available features. Get on Monzo immediately, you won’t regret it! Reviewed on: 7th April 2023
Chris Middleton's avatar
Chris Middleton

I love Monzo

5
I have had Monzo for three years and I am very satisfied Reviewed on: 7th April 2023
mariadamianova47@gmail.com's avatar
[email protected]

Easy

5
Really easy to use, with lots of useful banking tools and tips to really help you in your day to day banking Reviewed on: 7th April 2023
Stanners's avatar
Stanners

Future of banking

5
It’s no wonder traditional banks are rapidly trying to claw back the digital gap between them and banks like Monzo. Put simply, the whole experience is just so so soooo easy. From tracking personal finance, to budgeting, to support. Monzo is my bank and life is good. Reviewed on: 7th April 2023
Ross Levis's avatar
Ross Levis

You cannot get any better

5
Between all the challenger banks, Monzo just stand above the rest. The app experience, the value add in the account types. Now being able to offer more financial services. The list goes on. Unbeatable. Reviewed on: 7th April 2023
James Nunn's avatar
James Nunn

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