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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Brilliant bank and excellent customer service

Brilliant bank and excellent customer service Reviewed on: 7th April 2023

Banking Made Easiest!

I've had a Monzo account for a number of years now and left all my other current accounts behind. Monzo makes banking and budgeting so easy which is important to me, especially in the current economic climate. Being able to separate bills from the main account is one of my favourite things. Thanks Monzo for doing what you do. Reviewed on: 7th April 2023

The best online banking solution

Monzo is by far the most efficient and desired bank account for anyone who loves internt banking. The services are seamless and very efficient! Reviewed on: 7th April 2023

Fast and easy access to funds

Monzo was easy and fast to set up , I was surprised by how quick I was able to access my account ,funds , it has all the same features as an online banking does and I personally find provides an easy way to do this compared to other banks I'm glad I joined with monzo And highly recommend it to others Reviewed on: 7th April 2023

First card

Monzo was my first card and bank account I think that it’s really easy to use grate customer service ive had a problem in the past and they sorted it right away I would recommend Monzo to everyone Reviewed on: 7th April 2023

Simplicity

Everything is just so easy to use.Seperating money into different pots has helped me to budget more efficiently.Best current account I have ever had & wouldn’t go back to a high street bank now.Well done MONZO!!!! Reviewed on: 7th April 2023

Best bank

Best bank and fast service. Easy to open new account. Reviewed on: 7th April 2023

A modern approach to banking

Initially took a Monzo account for ease when looking to withdraw money on holiday. After seeing how easy things are when using the account it soon became my current account Reviewed on: 7th April 2023

Love my monzo

I enjoy many features of monzo and enjoy traveling with friends and paying and then split bill function Reviewed on: 7th April 2023

COST OF LIVING CRISIS? GET MONZO!!!

Monzo helps me track my spending and see exactly what is leaving my account in real time. It’s been so helpful during this cost of living crisis plus the fact that I can save the pennies on all my payments & transactions, means at the end of the week I always have extra change that I’m unaware of! It’s a win for everyone Reviewed on: 7th April 2023

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