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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

COST OF LIVING CRISIS? GET MONZO!!!

Monzo helps me track my spending and see exactly what is leaving my account in real time. It’s been so helpful during this cost of living crisis plus the fact that I can save the pennies on all my payments & transactions, means at the end of the week I always have extra change that I’m unaware of! It’s a win for everyone Reviewed on: 7th April 2023

5* Customer service!

Absolutely can not fault monzo bank, exceptional customer service every time. The app is great very easy to use very well put together. 10/10! Reviewed on: 7th April 2023

Very informative and convenient application, fast feedback and fairly stable work

Very satisfied with the quality of service and not going to change my Monzo bank Reviewed on: 7th April 2023

Best Bank ever!

I’m with Monzo since the Beta right at the beginning! Everything about it has been amazing and it just keeps getting better as new features are introduced I have banked with a few different companies over the years, mostly high street banks Monzo has been the best to date and I hope they go from strength to strength Reviewed on: 7th April 2023

Monzo By Far

Monzo is by far the easiest way to bank, at home or abroad. It’s the bank I get paid into and the bank I spend my money from Reviewed on: 7th April 2023

Pregressive banking

Clear and transparent banking, everything you need is on the app. Reviewed on: 7th April 2023

The bank that changed my life

I've always had a bad relationship with my finances, usually in the form of just ignoring them. Opening a monzo account was the best thing I ever did. It allowed me to revolutionise my relationship with my money and take complete control. From pots, to flex, to its amazing customer service....10 out of 10. I've saved more since opening monzo than I have in my entire life. Thank you Monzo! Reviewed on: 7th April 2023

The best bank ever in uk

I have never get this good service ever from any high street banking which I get from monzo and their flex is just so helpful for middle class people who are in need of money Big thanks to monzo Reviewed on: 7th April 2023

Great bank easy access

I’d recommend every day free use abroad No fees Reviewed on: 7th April 2023

Everything you need

Monzo is so convenient, user-friendly and offers lots of great features Reviewed on: 7th April 2023

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