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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

Love Monzo

Such an easy and efficient way of keeping track of your spending. I’ve managed to save more money with Monzo in one year than I have for 5 years with my other banking! Reviewed on: 7th April 2023

Best Bank

Monzo is the best way to bank. Pots allow you to split up your money and budget effectively Reviewed on: 7th April 2023

Excellent service

Easy no fuse bank , nothing is hidden, quite easily accessible, love it Reviewed on: 7th April 2023

Very good

I am very happy with this card is very good bank Reviewed on: 7th April 2023

Amazing

What an amazing bank this is let’s you get your money early and always offering to help you thank you monzo Reviewed on: 7th April 2023

Great Bank Account

I find the Monzo Personal really easy and useful. It supports my finances, it's really helpful that I'm advised in advance of regular outgoingsand it's easy to make payments to others. I would and do recommend Monzo to others Reviewed on: 7th April 2023

Best Bank Ever

I have worked and banked with a couple of high street banks and Monzo is hands down the best bank .. from the easy to use app to the highly professional lovely customer service advisors best decision I ever made was to open my Monzo account Reviewed on: 7th April 2023

Love this bank!

The Monzo team are always so friendly and helpful and reply pretty much immediately. All the features in the app make my life so much easier as well! Keep it up! Reviewed on: 7th April 2023

Breath of fresh air

Makes banking and access to funds so simple, love that I don't have to go to a physical bank or post office to deposit money. The kicker for me is I can see all my accounts in one place and create pots with virtual cards. Reviewed on: 7th April 2023

This is my first bank account and I have not had to complain about it at all. Customer service is also very helpful.

Monzo allows to help differentiate and organise your spending so that you are in control yourself, it can also inform you whether you went above your target goal as well. Reviewed on: 7th April 2023

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