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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

I am very happy with the Monzo card

very good monzo bank, i have only good experience, never had any problems, i recommend monzo bank to everyone Reviewed on: 7th April 2023

Best bank worldwide

I move from lloyds and halifax straight to monzo , keep going doing what you doing guys ! Reviewed on: 7th April 2023

Monzo for everything!

How could we live without Monzo? The sweetspot of convenience, affordability and usability. I only wish I could run more of my life via Monzo! Reviewed on: 7th April 2023

Banking as you've always wanted.

Imagine the features and flexibility you'd want from a bank account: easy set-up, excellent customer service through phone or online chat, add-ons when needed via account upgrades, clear account management with spending targets and pay day count down. Split bills, easy money send to friends, savings jar and all the usual facilities you would expect from the established banks...Monzo is the clearly the way to go. Reviewed on: 7th April 2023

Nomination for Monzo

Monzo ease of use and functionalities are highly recommended. I particularly also enjoy wonderful customer support with them. Reviewed on: 7th April 2023

Monzo is so reliable and efficient

Monzo is so easy to use and very efficient I receive money instantly Reviewed on: 7th April 2023

Simplicity and Sophisticated at the same time

Using Monzo has been seamless, they attend queries urgently and the user experience design as well as functionally are easy to use and enjoyable with the colours they use. The flex credit card is brilliant. Best bank in the United Kingdom Reviewed on: 7th April 2023

Monzo is by far the best

Monzo is the best bank. The app is super easy to use and user friendly, monzo flex is a great, they are very responsive and overall feel very safe banking with monzo Reviewed on: 7th April 2023

Seamless monitoring

Easy to see every transaction and details and access information. Great customer service Reviewed on: 7th April 2023

Great Bank

Its easy to apply for anything with Monzo from Flex to loans. The app is easy to use and you get your salary 1 day early. Reviewed on: 7th April 2023

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