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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Everything you need

5
Monzo is so convenient, user-friendly and offers lots of great features Reviewed on: 7th April 2023
Olivia Phelan's avatar
Olivia Phelan

Love Monzo

5
Such an easy and efficient way of keeping track of your spending. I’ve managed to save more money with Monzo in one year than I have for 5 years with my other banking! Reviewed on: 7th April 2023
M hughes's avatar
M hughes

Best Bank

5
Monzo is the best way to bank. Pots allow you to split up your money and budget effectively Reviewed on: 7th April 2023
Callum's avatar
Callum

Excellent service

5
Easy no fuse bank , nothing is hidden, quite easily accessible, love it Reviewed on: 7th April 2023
Michael Varghese 's avatar
Michael Varghese

Very good

5
I am very happy with this card is very good bank Reviewed on: 7th April 2023
Ghiorghe petrus dumitru's avatar
Ghiorghe petrus dumitru

Amazing

5
What an amazing bank this is let’s you get your money early and always offering to help you thank you monzo Reviewed on: 7th April 2023
Jake's avatar
Jake

Great Bank Account

5
I find the Monzo Personal really easy and useful. It supports my finances, it's really helpful that I'm advised in advance of regular outgoingsand it's easy to make payments to others. I would and do recommend Monzo to others Reviewed on: 7th April 2023
JE's avatar
JE

Best Bank Ever

5
I have worked and banked with a couple of high street banks and Monzo is hands down the best bank .. from the easy to use app to the highly professional lovely customer service advisors best decision I ever made was to open my Monzo account Reviewed on: 7th April 2023
Gillian Evans's avatar
Gillian Evans

Love this bank!

5
The Monzo team are always so friendly and helpful and reply pretty much immediately. All the features in the app make my life so much easier as well! Keep it up! Reviewed on: 7th April 2023
Larisa Covaciu's avatar
Larisa Covaciu

Breath of fresh air

5
Makes banking and access to funds so simple, love that I don't have to go to a physical bank or post office to deposit money. The kicker for me is I can see all my accounts in one place and create pots with virtual cards. Reviewed on: 7th April 2023
Natasha Richards 's avatar
Natasha Richards

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