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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

Easy, clear banking

Previously switched from Halifax ultimate reward to Monzo premium. Monzo clearly show me in advance when money is due in or out. Giving me time to prepare. The app is fantastic and the virtual card for unknown online retailers is fantastic Reviewed on: 7th April 2023

Easy, modern banking

Monzo has been great all round. It’s easy to use, and the tools for budgeting have helped me stay out of my overdraft for over 3 years now. The pots make it really easy to manage my money and set up sinking funds. All round, a great banking experience Reviewed on: 7th April 2023

Sreenath

I can’t say it in words but definitely one thing app was amazing and never ever seen such type of account. Coming to in all perspectives like Insurance, flexi, and so on… it’s very grateful to me in such circumstances where I can use it everywhere. Monzo it’s not a just app for me it’s like one father to me whenever I suppose to ask my father in my childhood for money like spending, flexi, Savings etc., now a days it’s grateful with Monzo. I guess you can finalise the Monzo is great to include you in as a member of this bank account Reviewed on: 7th April 2023

Excellent

Best UK BANK under every aspect, without doubt. Reviewed on: 7th April 2023

No fuss no fee

No foreign exchange fees when travelling. Easy banking and very friendly helpful customer services. Reviewed on: 7th April 2023

Fantastic app based banking

THE best app. Easy to use, intuitive. It just works exactly how it should. Appreciate all the new features too Reviewed on: 7th April 2023

Great

Monzo is best very convenient.. and faster Reviewed on: 7th April 2023

Extremely simple banking

Monzo makes most tasks really simple and clear, removing a lot of the hassle of the “old ways” of banking. At times their customer service has been incredibly responsive (last year they were able to increase my daily transfer limit in 30 minutes!), though more recently a bit less so. I’ve not used that enough to say which of the two is typical. Reviewed on: 7th April 2023

I recommended to anyone

Such an easy to use, trendy bank that I genuinely enjoy using. Analyses so much of my spending which helps me with my finances which a high street bank doesn’t. Very easy to navigate Reviewed on: 7th April 2023

Organised

I love the + interest in your saving card its helping me save a lot of money the bank is well organised on its app and the security is flawless. I always use my monzo for Nfc tap and online payments. Reviewed on: 7th April 2023

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