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Monzo: Current account reviews

4.93
Based on 19,404 reviews, last reviewed 12th May 2026
159% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19404)

Simple and genius at the same time

5
Monzo is so simple to use but it's designed by genius'. The traditional banks are nowhere close to what Monzo does and how they do it Reviewed on: 7th April 2023

Great bank!

5
Great, easy to use bank! Love the app Reviewed on: 7th April 2023

Outstanding.

5
Absolutely faultless banking. Would recommend to anyone. I have personally referred multiple people and they also now love Monzo Reviewed on: 7th April 2023

Good bank

5
First bank very helpful customer support Reviewed on: 7th April 2023

Safe , organised , easy access .

5
Using monzo bank almost one year . It is safe and quick bank Reviewed on: 7th April 2023

a fab bank

5
a great bank that allow me to travel, move money and spread purchases with a superb app Reviewed on: 7th April 2023

Smart and simple online banking

5
Would and have highly recommended to others Reviewed on: 7th April 2023

Easy, hassle free, reliable

5
I’ve had Monzo since their Beta version and never looked back!! Reviewed on: 7th April 2023

Love how safe and convenient Monzo is

5
Convenient and reliable plus it helps when sending money back to family overseas Reviewed on: 7th April 2023

Best bank ever

5
Never disappoints, always there at one click distance Reviewed on: 7th April 2023

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