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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

This is my first bank account and I have not had to complain about it at all. Customer service is also very helpful.

5
Monzo allows to help differentiate and organise your spending so that you are in control yourself, it can also inform you whether you went above your target goal as well. Reviewed on: 7th April 2023
Hayat Patel's avatar
Hayat Patel

I am very happy with the Monzo card

5
very good monzo bank, i have only good experience, never had any problems, i recommend monzo bank to everyone Reviewed on: 7th April 2023
Anonymous's avatar
Anonymous

Best bank worldwide

5
I move from lloyds and halifax straight to monzo , keep going doing what you doing guys ! Reviewed on: 7th April 2023
dragos dragos's avatar
dragos dragos

Monzo for everything!

5
How could we live without Monzo? The sweetspot of convenience, affordability and usability. I only wish I could run more of my life via Monzo! Reviewed on: 7th April 2023
James Duke-Evans's avatar
James Duke-Evans

Banking as you've always wanted.

5
Imagine the features and flexibility you'd want from a bank account: easy set-up, excellent customer service through phone or online chat, add-ons when needed via account upgrades, clear account management with spending targets and pay day count down. Split bills, easy money send to friends, savings jar and all the usual facilities you would expect from the established banks...Monzo is the clearly the way to go. Reviewed on: 7th April 2023
Emma Sherlock's avatar
Emma Sherlock

Nomination for Monzo

5
Monzo ease of use and functionalities are highly recommended. I particularly also enjoy wonderful customer support with them. Reviewed on: 7th April 2023
Musah Oshioke's avatar
Musah Oshioke

Monzo is so reliable and efficient

5
Monzo is so easy to use and very efficient I receive money instantly Reviewed on: 7th April 2023
Games Chuks's avatar
Games Chuks

Simplicity and Sophisticated at the same time

5
Using Monzo has been seamless, they attend queries urgently and the user experience design as well as functionally are easy to use and enjoyable with the colours they use. The flex credit card is brilliant. Best bank in the United Kingdom Reviewed on: 7th April 2023
Rumbi Chonyera's avatar
Rumbi Chonyera

Monzo is by far the best

5
Monzo is the best bank. The app is super easy to use and user friendly, monzo flex is a great, they are very responsive and overall feel very safe banking with monzo Reviewed on: 7th April 2023
parsa srf's avatar
parsa srf

Seamless monitoring

5
Easy to see every transaction and details and access information. Great customer service Reviewed on: 7th April 2023
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