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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

The Best

100% the best bank I have used, convenience, the use of flex, optional upgrades to premium accounts. I’ve never had a bad experience and look forward to seeing how Monzo next suprise me with new features in the future Reviewed on: 7th April 2023

Easy, excellent, efficient

I love Monzo. It's easy to pay with Monzo. There are no hidden charges. I've never ever had a problem with them, like I have other banks.. Reviewed on: 7th April 2023

Amazing

Nothing that I could ask for to improve on! Reviewed on: 7th April 2023

Brill

Honestly, I don’t see the need to go to big banks to get a card, it was so easy and simple to get a Monzo card, especially for people like me who don’t have enough time on there hands to be faffing around with documents. And I love the fact I get financial advice and assistance!! Reviewed on: 7th April 2023

Best bank

I have been using monzo for a few years now and it honestly one of the best banking experiences I have ever had Reviewed on: 6th April 2023

Good service

I signed up to Monzo as I was going to be working in the EU and there are a lot of good things I could say. However I was robbed in the Rome Metro. I was able to stop my card and it was replaced in 3 days for €30 the cost of the card delivery. highly recomended Reviewed on: 6th April 2023

The Best Bank Bout!

Monzo is such a great bank. No downtime for maintenance. Can always see how much money I have in my account. Can use pots to budget to ensure all my bills are covered. Would recommend them to everybody! Reviewed on: 6th April 2023

Recommended to everyone

I have been with Monzo since 2019 and I have never had an issues. I use this card part of my daily life and when I go on holidays- I love the fact it will show you how much you spend in british money when you use a countries local currency. The app is very easy to use, especially love the Saving pots Reviewed on: 6th April 2023

Global Services and Local Services

I am very Happy for Global Transactions and Using Monzo Account and Monzo Flex account, Everything is Awsome... Reviewed on: 6th April 2023

Brilliant

Excellent bank that helps control and track your spending and makes it easy to save for multiple reasons ask at once as well as set spending targets Reviewed on: 6th April 2023

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