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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Organised

5
I love the + interest in your saving card its helping me save a lot of money the bank is well organised on its app and the security is flawless. I always use my monzo for Nfc tap and online payments. Reviewed on: 7th April 2023
Haris Naseer's avatar
Haris Naseer

Simple and genius at the same time

5
Monzo is so simple to use but it's designed by genius'. The traditional banks are nowhere close to what Monzo does and how they do it Reviewed on: 7th April 2023
Tim H's avatar
Tim H

Great bank!

5
Great, easy to use bank! Love the app Reviewed on: 7th April 2023
Nhoward's avatar
Nhoward

Outstanding.

5
Absolutely faultless banking. Would recommend to anyone. I have personally referred multiple people and they also now love Monzo Reviewed on: 7th April 2023
Elliott Wickham-baker's avatar
Elliott Wickham-baker

Good bank

5
First bank very helpful customer support Reviewed on: 7th April 2023
Jake's avatar
Jake

Safe , organised , easy access .

5
Using monzo bank almost one year . It is safe and quick bank Reviewed on: 7th April 2023
Anna Sajjad's avatar
Anna Sajjad

a fab bank

5
a great bank that allow me to travel, move money and spread purchases with a superb app Reviewed on: 7th April 2023
Delphine R. Noah's avatar
Delphine R. Noah

Smart and simple online banking

5
Would and have highly recommended to others Reviewed on: 7th April 2023
Monzouser's avatar
Monzouser

Easy, hassle free, reliable

5
I’ve had Monzo since their Beta version and never looked back!! Reviewed on: 7th April 2023
Catharina Pavitschitz's avatar
Catharina Pavitschitz

Love how safe and convenient Monzo is

5
Convenient and reliable plus it helps when sending money back to family overseas Reviewed on: 7th April 2023
Frederick Kilburn's avatar
Frederick Kilburn

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