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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

Easy, modern and user friendly

Monzo has been a great addition to the British banking scene, and made online banking a fresh and painless experience, as it should have been from the start. Reviewed on: 6th April 2023

Brilliant online internet bank

Categorisation of expenditure very helpful to see where main costs are, and options to save in allocated pots. Diligent and questioning to protect customers from fraudulent payments demands and scams. Chat responsive within 24 hour window or less. Reviewed on: 6th April 2023

Amazing

I never have trouble with monzo and the online chat is very helpful. Reviewed on: 6th April 2023

Monzo bank

Great, fabulous as long as you don't want to pay in checks or cash Reviewed on: 6th April 2023

It was very good

I used the bank long time , want to say thank you for a good service Reviewed on: 6th April 2023

The way banking should be done

Monzo Bank is a total game-changer! Their app is super user-friendly and has awesome features like savings pots and bill-splitting. Plus, they don't have any hidden fees, which is a breath of fresh air. Their customer support is top-notch, and I love the security features like being able to freeze my card. Honestly, Monzo has made managing my finances a breeze, and I can't recommend them enough! Reviewed on: 6th April 2023

Great notifications!

Love the push notifications so always alerted to payments, would quickly know if someone had stolen details and was using the account. Reviewed on: 6th April 2023

The best!

Monzo is so great! I would recommend / have recommended to many people both for current and business accounts. Reviewed on: 6th April 2023

Easiest Banking account to use

It’s so easy to create savings accounts, access your monthly spending, quick replies in customer service. Can not fault monzo. Reviewed on: 6th April 2023

Modern day banking

Today is real , today matters , Monzo matters and copes with everything today ! Reviewed on: 6th April 2023

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