Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Modern day banking

5
Today is real , today matters , Monzo matters and copes with everything today ! Reviewed on: 6th April 2023

Monzo Is The best

5
Simply the best bank going for digital banks Reviewed on: 6th April 2023

Monzo features

5
Its nice and easy access Different from others but seems nice Reviewed on: 6th April 2023

It best banking I have had

5
Best app and banking I have had since I have been banking Reviewed on: 6th April 2023

Amazing futurist bank

5
I am very happy with monzo, is mart and easy.. And I can ask for help immediately, and immediately I will recive an answer,i don't need to stay long time in the bank to wait for my turn.. The app is easy to use, is even easy to menage your accounts with just a few clicks... 5 stars Reviewed on: 6th April 2023

The best bank

5
I very enjoyed service and opportunities this bank.I opened account for only 2 days, I feeling support 24 hour, and receive a help Reviewed on: 6th April 2023

Super modern and easy to use

5
Best bank I have ever used, everything is super easy to do. Modern app, and great customer support, totally recommend ⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Reviewed on: 6th April 2023

Very Friendly Bank

5
One of the best bank. Monzo is very friendly and flexible. Reviewed on: 6th April 2023

Easy banking

5
Great banking easy to use. Love the freeze my card should I lose it. Money hits my account early Reviewed on: 6th April 2023

Good bank

5
Just good to have easy to send people money Reviewed on: 6th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3173 reviews
    Monzo
    View all products