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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,423 reviews, last reviewed 7th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best bank ever! Monzo is the best bank ever! Reliable, flexible and so easy to navigate! Reviewed on: 7th July 2026
Luiz F's avatar
Luiz F

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19424)

Easy, hassle free, reliable

5
I’ve had Monzo since their Beta version and never looked back!! Reviewed on: 7th April 2023
Catharina Pavitschitz's avatar
Catharina Pavitschitz

Love how safe and convenient Monzo is

5
Convenient and reliable plus it helps when sending money back to family overseas Reviewed on: 7th April 2023
Frederick Kilburn's avatar
Frederick Kilburn

Best bank ever

5
Never disappoints, always there at one click distance Reviewed on: 7th April 2023
Alex Silva's avatar
Alex Silva

The Best

5
100% the best bank I have used, convenience, the use of flex, optional upgrades to premium accounts. I’ve never had a bad experience and look forward to seeing how Monzo next suprise me with new features in the future Reviewed on: 7th April 2023
Harry's avatar
Harry

Easy, excellent, efficient

5
I love Monzo. It's easy to pay with Monzo. There are no hidden charges. I've never ever had a problem with them, like I have other banks.. Reviewed on: 7th April 2023
Jamie 's avatar
Jamie

Amazing

5
Nothing that I could ask for to improve on! Reviewed on: 7th April 2023
Fynn Reynolds's avatar
Fynn Reynolds

Brill

5
Honestly, I don’t see the need to go to big banks to get a card, it was so easy and simple to get a Monzo card, especially for people like me who don’t have enough time on there hands to be faffing around with documents. And I love the fact I get financial advice and assistance!! Reviewed on: 7th April 2023
Charlie Knowles's avatar
Charlie Knowles

Best bank

5
I have been using monzo for a few years now and it honestly one of the best banking experiences I have ever had Reviewed on: 6th April 2023
Mario Ferreira's avatar
Mario Ferreira

Good service

5
I signed up to Monzo as I was going to be working in the EU and there are a lot of good things I could say. However I was robbed in the Rome Metro. I was able to stop my card and it was replaced in 3 days for €30 the cost of the card delivery. highly recomended Reviewed on: 6th April 2023
Edward Andrews's avatar
Edward Andrews

The Best Bank Bout!

5
Monzo is such a great bank. No downtime for maintenance. Can always see how much money I have in my account. Can use pots to budget to ensure all my bills are covered. Would recommend them to everybody! Reviewed on: 6th April 2023
Daniel Oscar Jordon Davies's avatar
Daniel Oscar Jordon Davies

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