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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,423 reviews, last reviewed 7th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best bank ever! Monzo is the best bank ever! Reliable, flexible and so easy to navigate! Reviewed on: 7th July 2026
Luiz F's avatar
Luiz F

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19424)

Recommended to everyone

5
I have been with Monzo since 2019 and I have never had an issues. I use this card part of my daily life and when I go on holidays- I love the fact it will show you how much you spend in british money when you use a countries local currency. The app is very easy to use, especially love the Saving pots Reviewed on: 6th April 2023
EM's avatar
EM

Global Services and Local Services

5
I am very Happy for Global Transactions and Using Monzo Account and Monzo Flex account, Everything is Awsome... Reviewed on: 6th April 2023
Brijesh Patel's avatar
Brijesh Patel

Brilliant

5
Excellent bank that helps control and track your spending and makes it easy to save for multiple reasons ask at once as well as set spending targets Reviewed on: 6th April 2023
Lbaker004's avatar
Lbaker004

Easy, modern and user friendly

5
Monzo has been a great addition to the British banking scene, and made online banking a fresh and painless experience, as it should have been from the start. Reviewed on: 6th April 2023
Bradley's avatar
Bradley

Brilliant online internet bank

5
Categorisation of expenditure very helpful to see where main costs are, and options to save in allocated pots. Diligent and questioning to protect customers from fraudulent payments demands and scams. Chat responsive within 24 hour window or less. Reviewed on: 6th April 2023
Karen Wolferstan-Bannister's avatar
Karen Wolferstan-Bannister

Amazing

5
I never have trouble with monzo and the online chat is very helpful. Reviewed on: 6th April 2023
K's avatar
K

Monzo bank

5
Great, fabulous as long as you don't want to pay in checks or cash Reviewed on: 6th April 2023
Pete Allen's avatar
Pete Allen

It was very good

5
I used the bank long time , want to say thank you for a good service Reviewed on: 6th April 2023
Yurii Polishchuk's avatar
Yurii Polishchuk

The way banking should be done

5
Monzo Bank is a total game-changer! Their app is super user-friendly and has awesome features like savings pots and bill-splitting. Plus, they don't have any hidden fees, which is a breath of fresh air. Their customer support is top-notch, and I love the security features like being able to freeze my card. Honestly, Monzo has made managing my finances a breeze, and I can't recommend them enough! Reviewed on: 6th April 2023
Hirushan Thavaseelan's avatar
Hirushan Thavaseelan

Great notifications!

5
Love the push notifications so always alerted to payments, would quickly know if someone had stolen details and was using the account. Reviewed on: 6th April 2023
Paul Morris's avatar
Paul Morris

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