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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Best bank

5
Never had any issues with Monzo. Always fairly rewarded for making people join and it’s easy to sort and save with the tools. I love how I can see my spending and how it is broken down. It’s so easy to deposit cash too, so it’s a perfect bank for me. Reviewed on: 6th April 2023

Best bank

5
Wery good bank! The best ever! Reviewed on: 6th April 2023

It's simple AMAZING!!!!

5
It's simple AMAZING!!!! It's the easiest bank to access. I built a good credit record in no time!!!!! Reviewed on: 6th April 2023

Best online banking

5
Easy quick fresh and smart. Monzo enter in the house of people in UK so kick juste because is easy and quick . Reviewed on: 6th April 2023

Recommend to many

5
Everything you need with an easy to use app. I cant recommend Monzo enough to everyone i know. I use it daily and also have savings accounts created at great interest rates. Honestly the best bank i have been with. Reviewed on: 6th April 2023

Best I've ever banked with!

5
I absolutely love my Monzo account and recommended it to everyone! The flex is a great and helpful little addition to my current account when it's been a tight month! Monzo customer service is 5* and since opening my account nearly 3 years ago my credit rating has improved as I'm able to track my spending and notice patterns! Can't recommend highly enough. Reviewed on: 6th April 2023

Cannot fault at all

5
Been with monzo fully over the past 2 years, always felt fully supported and cannot fault the different products and services they provide including the getting paid a day early Reviewed on: 6th April 2023

Great bank, lots of products

5
I never planned to switch away from a larger bank, but the great app was the main attraction, and the bank has gone from strength to strength since with pots, flex, and projection features putting it far ahead of the competition Reviewed on: 6th April 2023

Outstanding

5
Monzo hands down the best bank account i’ve ever had..so easy to budget and track money and the customer service beyond helpful. Reviewed on: 6th April 2023

Ideal interface, instant solution to any problems, convenient in everyday use

5
The bank works ahead of the curve, minimizing the deadlines for the execution of any problems. Modern innovative operating system. Reviewed on: 6th April 2023

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