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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Brilliant app

Monzo is brilliant! The app is really easy to use and I can see everything clearly and quickly. There are no annoying extra security features when you’re transferring money and paying people or for products and yet it’s still very safe and secure. The bright orange card is a winner because I can always see where it is in my bag. I’ve also got a cash ISA through my account that is easy to transfer money in and out of but has a good savings rate. I have three bank accounts and Monzo is by far my favourite Reviewed on: 6th April 2023

Best user friendly Bank

Best user friendly bank in terms of service and other features, Reviewed on: 6th April 2023

Comfortable modern banking

Easy access to your money, a lot of useful tools to help manage spending and savings. Fast transfers, predictable outcomes and everything for free. Reviewed on: 6th April 2023

Well maintained banking

The best banking i got in recent times. Well done Monzo team Reviewed on: 6th April 2023

Amazing Bank!

Easiest and safest bank to use. 10/10 would recommend Reviewed on: 6th April 2023

Easy money management

Really easy way to track your spending and keep to a budget. Great incentive to save some extra money too Reviewed on: 6th April 2023

Amazing

Highly recommended stress free banking Reviewed on: 6th April 2023

Very amazing experience ever

Very good like amazing experience. I used this bank ac for long time Reviewed on: 6th April 2023

user friendly, always improving

So many great features, and always improving to stay ahead of the competition. Reviewed on: 6th April 2023

Top bank

Very user friendly and organised Reviewed on: 6th April 2023

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