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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Amazing bank!

Monzo has been amazing. Been using it for quite a few years now and wouldn’t be able to go back to a traditional bank Reviewed on: 6th April 2023

Good bank

Great bank with a great working app that is speedy and easy to use Reviewed on: 6th April 2023

Making Banking Fun!

One of my favourite things about Monzo is you can create individual pots and put money in to them at your own leisure. You can also set up passwords to help ensure that you don’t access it until the due date (that you can choose) helping you to make sure you actually save and not take money out before the due date. Reviewed on: 6th April 2023

Straight-forward banking

So unbelievable easy compared with the high-street banks which demand you to jumps through hoops to open an account and then provide an atrocious service. The service offerings are very much “you win, we win” and that’s the ethos of any healthy relationship! Reviewed on: 6th April 2023

Easy to use, safe and reliable

Easy to use, you can use it inside and outside the UK, you can also make international transfers very easy, safe, you can keep track of your transactions very easily and quickly and for me it is very reliable, I like to use most of its services, I hope they continue to improve... Reviewed on: 6th April 2023

best bank ive dealt with

easy to use. nice app. helpfull gives confidence in my dealings. Best bank ive been involved with for many years and banks. Reviewed on: 6th April 2023

fantastic

they’re so good and the customer service is on point. i can manage my money with pots and it all around fab Reviewed on: 6th April 2023

Easy to use

I can't recommend Monzo enough. Everything is so straight forward and the app is very clear and easy to navigate. Love that is get paid a day early too! Reviewed on: 6th April 2023

Great bank!

Flexible and perfect to manage the money. Reviewed on: 6th April 2023

Savings and roundup are good, could use a cash back

Monzo savings increase have brought me back to the bank as of late. The roundup function on the current account comes in handy to make me save money. The only downside is that monzo doesn’t have a cash back on purchases scheme which some other banks do. I hope they implement something like that Reviewed on: 6th April 2023

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