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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Very Friendly Bank

5
One of the best bank. Monzo is very friendly and flexible. Reviewed on: 6th April 2023
Mohan Kumar's avatar
Mohan Kumar

Easy banking

5
Great banking easy to use. Love the freeze my card should I lose it. Money hits my account early Reviewed on: 6th April 2023
Elizabeth Thomas's avatar
Elizabeth Thomas

Good bank

5
Just good to have easy to send people money Reviewed on: 6th April 2023
bailey lindsay's avatar
bailey lindsay

Best bank

5
Never had any issues with Monzo. Always fairly rewarded for making people join and it’s easy to sort and save with the tools. I love how I can see my spending and how it is broken down. It’s so easy to deposit cash too, so it’s a perfect bank for me. Reviewed on: 6th April 2023
Dave Roberts's avatar
Dave Roberts

Best bank

5
Wery good bank! The best ever! Reviewed on: 6th April 2023
Radu's avatar
Radu

It's simple AMAZING!!!!

5
It's simple AMAZING!!!! It's the easiest bank to access. I built a good credit record in no time!!!!! Reviewed on: 6th April 2023
Gabriel Borselli's avatar
Gabriel Borselli

Best online banking

5
Easy quick fresh and smart. Monzo enter in the house of people in UK so kick juste because is easy and quick . Reviewed on: 6th April 2023
Ousmane Dia 's avatar
Ousmane Dia

Recommend to many

5
Everything you need with an easy to use app. I cant recommend Monzo enough to everyone i know. I use it daily and also have savings accounts created at great interest rates. Honestly the best bank i have been with. Reviewed on: 6th April 2023
Dean's avatar
Dean

Best I've ever banked with!

5
I absolutely love my Monzo account and recommended it to everyone! The flex is a great and helpful little addition to my current account when it's been a tight month! Monzo customer service is 5* and since opening my account nearly 3 years ago my credit rating has improved as I'm able to track my spending and notice patterns! Can't recommend highly enough. Reviewed on: 6th April 2023
Charly wood's avatar
Charly wood

Cannot fault at all

5
Been with monzo fully over the past 2 years, always felt fully supported and cannot fault the different products and services they provide including the getting paid a day early Reviewed on: 6th April 2023
Amy Casey's avatar
Amy Casey

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