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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Great bank, lots of products

5
I never planned to switch away from a larger bank, but the great app was the main attraction, and the bank has gone from strength to strength since with pots, flex, and projection features putting it far ahead of the competition Reviewed on: 6th April 2023
James 's avatar
James

Outstanding

5
Monzo hands down the best bank account i’ve ever had..so easy to budget and track money and the customer service beyond helpful. Reviewed on: 6th April 2023
Evans's avatar
Evans

Ideal interface, instant solution to any problems, convenient in everyday use

5
The bank works ahead of the curve, minimizing the deadlines for the execution of any problems. Modern innovative operating system. Reviewed on: 6th April 2023
Olena Avramchuk 's avatar
Olena Avramchuk

Brilliant app

5
Monzo is brilliant! The app is really easy to use and I can see everything clearly and quickly. There are no annoying extra security features when you’re transferring money and paying people or for products and yet it’s still very safe and secure. The bright orange card is a winner because I can always see where it is in my bag. I’ve also got a cash ISA through my account that is easy to transfer money in and out of but has a good savings rate. I have three bank accounts and Monzo is by far my favourite Reviewed on: 6th April 2023
Kathryn Ross's avatar
Kathryn Ross

Best user friendly Bank

5
Best user friendly bank in terms of service and other features, Reviewed on: 6th April 2023
Jatin Kumar's avatar
Jatin Kumar

Comfortable modern banking

5
Easy access to your money, a lot of useful tools to help manage spending and savings. Fast transfers, predictable outcomes and everything for free. Reviewed on: 6th April 2023
Monika's avatar
Monika

Well maintained banking

5
The best banking i got in recent times. Well done Monzo team Reviewed on: 6th April 2023
MOHAMMED FAYIZ's avatar
MOHAMMED FAYIZ

Amazing Bank!

5
Easiest and safest bank to use. 10/10 would recommend Reviewed on: 6th April 2023
Jessica Louro's avatar
Jessica Louro

Easy money management

5
Really easy way to track your spending and keep to a budget. Great incentive to save some extra money too Reviewed on: 6th April 2023
T Ina's avatar
T Ina

Amazing

5
Highly recommended stress free banking Reviewed on: 6th April 2023
Dean Yeomans's avatar
Dean Yeomans

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