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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Very amazing experience ever

5
Very good like amazing experience. I used this bank ac for long time Reviewed on: 6th April 2023
Rutvik Talaviya's avatar
Rutvik Talaviya

user friendly, always improving

5
So many great features, and always improving to stay ahead of the competition. Reviewed on: 6th April 2023
csevans's avatar
csevans

Top bank

5
Very user friendly and organised Reviewed on: 6th April 2023
Usaam sangal's avatar
Usaam sangal

Amazing bank!

5
Monzo has been amazing. Been using it for quite a few years now and wouldn’t be able to go back to a traditional bank Reviewed on: 6th April 2023
Noman Naeem's avatar
Noman Naeem

Good bank

5
Great bank with a great working app that is speedy and easy to use Reviewed on: 6th April 2023
Ieuan Goldsworthy's avatar
Ieuan Goldsworthy

Making Banking Fun!

5
One of my favourite things about Monzo is you can create individual pots and put money in to them at your own leisure. You can also set up passwords to help ensure that you don’t access it until the due date (that you can choose) helping you to make sure you actually save and not take money out before the due date. Reviewed on: 6th April 2023
Habiibii_7's avatar
Habiibii_7

Straight-forward banking

5
So unbelievable easy compared with the high-street banks which demand you to jumps through hoops to open an account and then provide an atrocious service. The service offerings are very much “you win, we win” and that’s the ethos of any healthy relationship! Reviewed on: 6th April 2023
Stephanie MacLennan's avatar
Stephanie MacLennan

Easy to use, safe and reliable

5
Easy to use, you can use it inside and outside the UK, you can also make international transfers very easy, safe, you can keep track of your transactions very easily and quickly and for me it is very reliable, I like to use most of its services, I hope they continue to improve... Reviewed on: 6th April 2023
Nicola Petito's avatar
Nicola Petito

best bank ive dealt with

5
easy to use. nice app. helpfull gives confidence in my dealings. Best bank ive been involved with for many years and banks. Reviewed on: 6th April 2023
Guy Eatch's avatar
Guy Eatch

fantastic

5
they’re so good and the customer service is on point. i can manage my money with pots and it all around fab Reviewed on: 6th April 2023
Maddox Howe's avatar
Maddox Howe

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