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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Easy to use

5
I can't recommend Monzo enough. Everything is so straight forward and the app is very clear and easy to navigate. Love that is get paid a day early too! Reviewed on: 6th April 2023
Elina Harriman-Hill's avatar
Elina Harriman-Hill

Great bank!

5
Flexible and perfect to manage the money. Reviewed on: 6th April 2023
Gustavo Colling's avatar
Gustavo Colling

Savings and roundup are good, could use a cash back

4
Monzo savings increase have brought me back to the bank as of late. The roundup function on the current account comes in handy to make me save money. The only downside is that monzo doesn’t have a cash back on purchases scheme which some other banks do. I hope they implement something like that Reviewed on: 6th April 2023
Conor T's avatar
Conor T

Best bank to use

5
Best bank that I have moved to- helped me budget and app very easy to use Reviewed on: 6th April 2023
Colin Bean's avatar
Colin Bean

Amazing features

5
The features of the app and current account are great. Categorisation is easy, paying bills is a breeze Reviewed on: 6th April 2023
Gareth Price's avatar
Gareth Price

Best bank!

5
From pots, to monthly reviews and more, Monzo is an amazing bank !! Has everything you need and plenty of support Reviewed on: 6th April 2023
Anonymous's avatar
Anonymous

The best online banking

5
The app is very easy to use it has loads of features that you can use from the app as well I had a perfect experience with Monzo I would highly recommend anyone else to open the account with them and see the difference Reviewed on: 6th April 2023
Eren akar's avatar
Eren akar

Everyones bank

5
Simple, easy to use. You dnt feel like you are doing banking. App is so simple and easy to use. I call it everyone’s bank. I always recommend to my friends and family. Monzo is amazing. Reviewed on: 6th April 2023
Vijil Pa's avatar
Vijil Pa

Best Bank!

5
I love my Monzo account and the control and visibility it gives me with my money. Their app is excellent and easy to use. Reviewed on: 6th April 2023
Stephen Widden's avatar
Stephen Widden

The best and the fastest banking app i have ever used

5
Finally an easy to use, all in one product - being developed for the average person. Reviewed on: 6th April 2023
Nazarene Pereira's avatar
Nazarene Pereira

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