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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best banking! Simple, engaging and fun

Monzo is fast, efficient, easy to use and provide an amazing experience with its simplicity and flexible approach to the world of finance and banking. Through them I have been able to save for holidays and my first house breaking down my finances to be more applicable and give me greater understanding to my expenditures. The flex account is the most flexible lending I have seen from any financial institution and considering my job is part commission based, I feel like it’s a breath of fresh air to break the rigid mould of lending and allow me to pay back things as and when or even early without penalty. I will forever use Monzo as they are constantly innovating the banking world and have been with me through my journey in life and provided the ability and know how to purchase some of my biggest investments yet! Their customer service is unmatched. I really cannot fault them and are 2nd to none. Reviewed on: 6th April 2023

So simplw

Monzo is straight forward and super easy to use. I love the depth of functionality available, and my all time favourite feature is the budgeting tool and being able to have a separate pot for bills, so I know exactly whats left each month after the grown up stuff is sorted! Reviewed on: 6th April 2023

Monzo is the future of banking.

My partner and I love using Monzo. It is great for sorting our finances both jointly and independently. When I visit my family in Canada they can’t believe how great this bank is and they’re quite jealous. It is miles ahead of the high street banks in the UK as well. Reviewed on: 6th April 2023

Very easy online banking

I switched my current account from a traditional bank to Monzo about 10 months ago and have not regretted it one bit. They app is very easy to use and the budgeting functionality makes it very clear how much money I have left to spend each month after bills. Reviewed on: 6th April 2023

Outstanding service. Easy to set up and great customer service.

Where mainstream banks can prove problematic when trying to open an account, Monzo is simple and user friendly. The added benefit of the flex option is great for those who may find themselves stretched for liquidity. I would recommend Monzo to those who not only are opening an account for the first time but also those who already have mainstream banking accounts. Thank you Monzo for your unassuming bank8ng principles. Reviewed on: 6th April 2023

Amazing bank

It's very easy and convenient to use Reviewed on: 6th April 2023

The best bank

It's simply the best bank I have used in the UK Reviewed on: 6th April 2023

Brilliant

Money all in one place in an easy to use app Reviewed on: 6th April 2023

Supporting alot to compare other banks

Monzo app is user friendly and easy to use. Also supporting alot by giving flex and overdraft benefits. It's help us alot in tough situation. Able to use spendings also easy to check. Overall excellent. Reviewed on: 6th April 2023

Great experience

Monzo is more reliable than most of on location bank around the area. On suspicious activity, concern department react immediately and rectify the spam. Reviewed on: 6th April 2023

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