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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Great bank

5
So easy to use and deal with Reviewed on: 6th April 2023
Patrick 's avatar
Patrick

Amazing bank and service

5
Always there to help and brilliant customer service. Easy app to use and navigate such a different bank to others Reviewed on: 6th April 2023
Azim's avatar
Azim

Easy to open an account,user friendly application.very recommendable to family and friends

5
Easy steps to open the account and fast in providing bank cards. Reviewed on: 6th April 2023
Samuel Makotore's avatar
Samuel Makotore

First bank that I can say actually care

5
Love Monzo, really flexible to use abroad. Every time I’ve had any financial issues they’ve been great with setting up plans that cater to me and help me get back on track as oppose to just draining me of overdraft fees. Really easy to contact, super modern, friendly relatable staff and just overall a nice experience every time I need to speak with them. I feel like Monzo is a bank that has moved with the times and continues to do so. Reviewed on: 6th April 2023
Sami Dachraoui's avatar
Sami Dachraoui

I love monzo

5
I have been using Monzo for over a year now and I can honestly say it’s the best bank account I’ve ever had. Monzo is not just an app, it’s a whole new way of managing your money. It gives you a clear view of your spending, helps you save and budget, and makes payments easy and fast. Plus, it has amazing customer service and security features. Monzo lets you see all your transactions in real time, with instant notifications and categories. You can also set up pots to separate your money for different purposes, like bills, savings, or fun. You can even automate your income and bills with salary sorter and bill pots. And if you need to pay someone, you can do it with a few taps or a link, no need for sort codes or account numbers. Monzo also offers overdrafts, loans, and savings accounts with competitive rates and flexible terms. You can access them all from the app and apply in minutes. And if you travel abroad, you can use your Monzo card anywhere in the world without fees or charges. But what I love most about Monzo is their customer service. They are always friendly, helpful, and responsive. They answer your questions quickly and resolve any issues efficiently. They also listen to your feedback and constantly improve their features and products. They make you feel like you’re part of a community, not just a customer. Monzo is more than just a bank account. It’s a smart, simple, and secure way to manage your money. It has changed the way I think about banking and made my life easier. I highly recommend it to anyone who wants to take control of their finances and have fun along the way. Reviewed on: 6th April 2023
Ashleigh Alaway's avatar
Ashleigh Alaway

Best bank

5
Such a good banking experience!! Reviewed on: 6th April 2023
Atlanta Plowden's avatar
Atlanta Plowden

Greatest UX for monthly budget management

5
Relative to other banks like Revolut, Monzo is awesome for daily management of expenses and budget. Reviewed on: 6th April 2023
Alexandros Angelopoulos's avatar
Alexandros Angelopoulos

Excellent services

5
The most thing i like about monzo is the bank pays me my salary one day earlier ETC … Reviewed on: 6th April 2023
Abdirahman Abdikadir's avatar
Abdirahman Abdikadir

Simply the best

5
Having had 6+ current accounts with different providers, Monzo does everything better - no exaggeration Reviewed on: 6th April 2023
Tom Wood's avatar
Tom Wood

Convenience

5
Great convenience when making payments, transferring and receiving payments. Easy to use interface & many analytics to track spending. Reviewed on: 6th April 2023
Xander's avatar
Xander

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