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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Abdelilah el ouati

never had a problem with the monzo account, it's fantastic Reviewed on: 6th April 2023

Very nice and excellent

I am using monzo since 8 months and it is very fast and efficient app. Reviewed on: 6th April 2023

Service

Monzo is the best bank I have ever had in the UK , they have got swift service , good customer relations, instant payment, reasonable international rate , good refund service etc. Reviewed on: 6th April 2023

Excellent and easy to use

Monzo is so easy to use and intuitive, an excellent user experience Reviewed on: 6th April 2023

Banking made easy

Everything is so simple to do and really made with the user in mind. Reviewed on: 6th April 2023

good

Reviewed on: 6th April 2023

Excellent

Best bank out there always someone to talk to whe u need them Reviewed on: 6th April 2023

Makes banking easy.

After years with one of the big name banks and their excruciating online platform, Monzo is a delight. Any time I run into an issue, Monzo presents an easy to find, easy to action solution. Seamless UX, useful bugeting, 10/10. Reviewed on: 6th April 2023

Current account

Very friendly service absolutely fantastic Reviewed on: 6th April 2023

Monzo is The Best Bank

I haven’t experienced any other bank better than Monzo bank. Wherever I traveled around the world, it gives me peace of mind to use the debit or credit card without thinking about extra charges. Monzo is best. Reviewed on: 6th April 2023

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