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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easily Manage Money

With Monzo, I've never had better control of my money. While the amount of money I have is still far less than I would like, the tools that Monzo gives me, means that I can set aside money for the payments that I need to make and makes it easy to save. Reviewed on: 6th April 2023

Amazing bank and next level app

After using high street banks, it is clear Monzo are streets ahead. The app is easy use and has really helped me manage my money like never before. I have contacted support a couple of times, mainly for queries and had a response within hours or less. I can only image the response times if I had an actual issue. Helpful and polite. Best banking organisation by miles. Reviewed on: 6th April 2023

Best

Thanks for all service and making easy to transfer money Reviewed on: 6th April 2023

Very conform to use Monzo bank

Amazing Bank and app - very eazy to understand everything on it. I like to open saving accounts or any different acount just for savings highly recommendations! Reviewed on: 6th April 2023

I like the shopping with the monzo

I like very much the monzo thanks for the help Reviewed on: 6th April 2023

Best Innovative Bank on the Market

I’ve been using Monzo for the last 4 years. I can’t fault it. The app is easy to use. Constantly bringing out new features to make it the best bank. Reviewed on: 6th April 2023

Quick easy app

Does everything you need, easy to use app. And all the services you need, what more can you say? Reviewed on: 6th April 2023

Superb banking

I have been with Monzo for 5yrs. The best on line bank account. Reviewed on: 6th April 2023

Best banking experience so far

Monzo has been great from the very beginning. Not only have I not had any problems setting up my account, I have never experienced any issues and have always been treated with the upmost respect and always in a friendly manner. Despite being reluctant, I’ve now also experienced Monzo Flex, which is an incredible addition. Reviewed on: 6th April 2023

Just works

Great for spending abroad. So easy. Excepted everywhere Reviewed on: 6th April 2023

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