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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
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Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Best bank

5
Everything about it is good. From the app to their customer service Reviewed on: 6th April 2023
Bandom's avatar
Bandom

The bank that cares

5
Excellent service from Monzo easy to set up and use my savings and current account Reviewed on: 6th April 2023
Colin Taylor's avatar
Colin Taylor

Monzo bank account

5
It was an absolutely nice experience to open a current account in Monzo Bank. Everything is easy and clear and it took them a couple of days to deliver the card to my home. thank you, Monzo. Reviewed on: 6th April 2023
Nataliia Shuhalii's avatar
Nataliia Shuhalii

Best banking! Simple, engaging and fun

5
Monzo is fast, efficient, easy to use and provide an amazing experience with its simplicity and flexible approach to the world of finance and banking. Through them I have been able to save for holidays and my first house breaking down my finances to be more applicable and give me greater understanding to my expenditures. The flex account is the most flexible lending I have seen from any financial institution and considering my job is part commission based, I feel like it’s a breath of fresh air to break the rigid mould of lending and allow me to pay back things as and when or even early without penalty. I will forever use Monzo as they are constantly innovating the banking world and have been with me through my journey in life and provided the ability and know how to purchase some of my biggest investments yet! Their customer service is unmatched. I really cannot fault them and are 2nd to none. Reviewed on: 6th April 2023
Jack Richards's avatar
Jack Richards

So simplw

5
Monzo is straight forward and super easy to use. I love the depth of functionality available, and my all time favourite feature is the budgeting tool and being able to have a separate pot for bills, so I know exactly whats left each month after the grown up stuff is sorted! Reviewed on: 6th April 2023
Dan's avatar
Dan

Monzo is the future of banking.

5
My partner and I love using Monzo. It is great for sorting our finances both jointly and independently. When I visit my family in Canada they can’t believe how great this bank is and they’re quite jealous. It is miles ahead of the high street banks in the UK as well. Reviewed on: 6th April 2023
Fernando's avatar
Fernando

Very easy online banking

5
I switched my current account from a traditional bank to Monzo about 10 months ago and have not regretted it one bit. They app is very easy to use and the budgeting functionality makes it very clear how much money I have left to spend each month after bills. Reviewed on: 6th April 2023
Silje's avatar
Silje

Outstanding service. Easy to set up and great customer service.

5
Where mainstream banks can prove problematic when trying to open an account, Monzo is simple and user friendly. The added benefit of the flex option is great for those who may find themselves stretched for liquidity. I would recommend Monzo to those who not only are opening an account for the first time but also those who already have mainstream banking accounts. Thank you Monzo for your unassuming bank8ng principles. Reviewed on: 6th April 2023
Sean Henry's avatar
Sean Henry

Amazing bank

5
It's very easy and convenient to use Reviewed on: 6th April 2023
lekha andukuri's avatar
lekha andukuri

The best bank

5
It's simply the best bank I have used in the UK Reviewed on: 6th April 2023
Mostafa's avatar
Mostafa

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