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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Brilliant

5
Money all in one place in an easy to use app Reviewed on: 6th April 2023
Rich Howells's avatar
Rich Howells

Supporting alot to compare other banks

5
Monzo app is user friendly and easy to use. Also supporting alot by giving flex and overdraft benefits. It's help us alot in tough situation. Able to use spendings also easy to check. Overall excellent. Reviewed on: 6th April 2023
Satish Chowdary's avatar
Satish Chowdary

Great experience

5
Monzo is more reliable than most of on location bank around the area. On suspicious activity, concern department react immediately and rectify the spam. Reviewed on: 6th April 2023
Sultan awan's avatar
Sultan awan

Abdelilah el ouati

5
never had a problem with the monzo account, it's fantastic Reviewed on: 6th April 2023
Adul Ouati's avatar
Adul Ouati

Very nice and excellent

5
I am using monzo since 8 months and it is very fast and efficient app. Reviewed on: 6th April 2023
Mohd khan's avatar
Mohd khan

Service

5
Monzo is the best bank I have ever had in the UK , they have got swift service , good customer relations, instant payment, reasonable international rate , good refund service etc. Reviewed on: 6th April 2023
Rozay's avatar
Rozay

Excellent and easy to use

5
Monzo is so easy to use and intuitive, an excellent user experience Reviewed on: 6th April 2023
Sarah Beirne's avatar
Sarah Beirne

Banking made easy

5
Everything is so simple to do and really made with the user in mind. Reviewed on: 6th April 2023
Sam Alexander's avatar
Sam Alexander

good

5
Reviewed on: 6th April 2023
Florin Laurentiu's avatar
Florin Laurentiu

Excellent

5
Best bank out there always someone to talk to whe u need them Reviewed on: 6th April 2023
Anthony banner's avatar
Anthony banner

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