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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

The best bank

Simply unbelievable banking experience, couldn’t recommend highly enough Reviewed on: 6th April 2023

Excellent online banking

Easy to manage online banking with great savings options and easy to use anywhere in the world. Reviewed on: 6th April 2023

Simple easy 0 problems

Easy to use never had no problems. I’ve been using it since 2019 and haven’t switched since. Reviewed on: 6th April 2023

Easy to use and instant update

Brilliant. Shows everything and updates instantly as you spend which i like. Reviewed on: 6th April 2023

Marvelous Bank

This Monzo bank is very nice British bank. it's provide plenty of things which we want from the bank. Reviewed on: 6th April 2023

Easy to deal with..

So great when you're on your holiday and not having to worry about foreign currency,just use my Monzo at spot rate..No sweat. Reviewed on: 6th April 2023

Fab banking

Great banking. So easy Love the different pots you can have Reviewed on: 6th April 2023

Great bank

Helpful and great service highly recommended. Love this bank Reviewed on: 6th April 2023

Perfect

Have nothing but good things to say about Monzo. No fuss, easy online banking. Reviewed on: 6th April 2023

How well they operate

Maximum security on internet banking and month to month delivering of bank statements. It's actually a cool bank that used most places and has a lot of customer due to their nice customer service. Reviewed on: 6th April 2023

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