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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent modern bank

Always enjoy using my monzo current account especially when I go on vacation. The card is trendy looking and I just love all the easy transactions you can do with it Reviewed on: 6th April 2023

the best bank

simple and easy to use, great bank Reviewed on: 6th April 2023

Easy, quick, simple

Really easy, no fuss way to use online banking. Reviewed on: 6th April 2023

Easy to use

Most user friendly banking app, loads of useful little features that other banks don’t have, like proximity bank transfers Reviewed on: 6th April 2023

Hassle free

Hassle free Banking,nothing is a problem for this company everything is solved/sorted quickly & efficiently. Reviewed on: 6th April 2023

Flexible & safe

Just... great. It's very flexible and safe. The app is also full of features really helpful for those who want to start saving some money or even invest them. Great bank. Reviewed on: 6th April 2023

Excellent

No regret using this app . Been my everyday account for spending and it’s never failed me for once. Reviewed on: 6th April 2023

helped me save an see my money

honestly, Monzo is so great for when I want to figure out my savings, the trend tab and the spending tabs make my life so much easier. being able to see exactly where my money goes when it went is a game changer it's made me more inclined to save and hopefully help my spending habits. Reviewed on: 6th April 2023

Customer service is better than other Highstreet banks by a long shot

Opened my Monzo account 4, nearly 5 years ago now. Use it for all my banking needs and then some. Flexible loan options, Monzo flex, overdraft. They just do everything better than 99% of banks out there. I’ve had accounts with Barclays, TSB, Santander, Metro, Halifax. None of them have been on the same level as Monzo Reviewed on: 6th April 2023

Excellent service

Best online banking in uk. This bank always provides hassle free smooth & quick service to the customer. Reviewed on: 6th April 2023

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