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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Makes banking easy.

5
After years with one of the big name banks and their excruciating online platform, Monzo is a delight. Any time I run into an issue, Monzo presents an easy to find, easy to action solution. Seamless UX, useful bugeting, 10/10. Reviewed on: 6th April 2023
S's avatar
S

Current account

5
Very friendly service absolutely fantastic Reviewed on: 6th April 2023
Alsadek Naas's avatar
Alsadek Naas

Monzo is The Best Bank

5
I haven’t experienced any other bank better than Monzo bank. Wherever I traveled around the world, it gives me peace of mind to use the debit or credit card without thinking about extra charges. Monzo is best. Reviewed on: 6th April 2023
Mian Mazhar Ali's avatar
Mian Mazhar Ali

Easily Manage Money

5
With Monzo, I've never had better control of my money. While the amount of money I have is still far less than I would like, the tools that Monzo gives me, means that I can set aside money for the payments that I need to make and makes it easy to save. Reviewed on: 6th April 2023
Shane O'Brien's avatar
Shane O'Brien

Amazing bank and next level app

5
After using high street banks, it is clear Monzo are streets ahead. The app is easy use and has really helped me manage my money like never before. I have contacted support a couple of times, mainly for queries and had a response within hours or less. I can only image the response times if I had an actual issue. Helpful and polite. Best banking organisation by miles. Reviewed on: 6th April 2023
Richard's avatar
Richard

Best

5
Thanks for all service and making easy to transfer money Reviewed on: 6th April 2023
Tariq Tawfiq 's avatar
Tariq Tawfiq

Very conform to use Monzo bank

5
Amazing Bank and app - very eazy to understand everything on it. I like to open saving accounts or any different acount just for savings highly recommendations! Reviewed on: 6th April 2023
Osvaldas's avatar
Osvaldas

I like the shopping with the monzo

5
I like very much the monzo thanks for the help Reviewed on: 6th April 2023
Ivan Baruta's avatar
Ivan Baruta

Best Innovative Bank on the Market

5
I’ve been using Monzo for the last 4 years. I can’t fault it. The app is easy to use. Constantly bringing out new features to make it the best bank. Reviewed on: 6th April 2023
James Hayward's avatar
James Hayward

Quick easy app

4
Does everything you need, easy to use app. And all the services you need, what more can you say? Reviewed on: 6th April 2023
Simon Berry's avatar
Simon Berry

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