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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Superb banking

5
I have been with Monzo for 5yrs. The best on line bank account. Reviewed on: 6th April 2023
Angela Woolery's avatar
Angela Woolery

Best banking experience so far

5
Monzo has been great from the very beginning. Not only have I not had any problems setting up my account, I have never experienced any issues and have always been treated with the upmost respect and always in a friendly manner. Despite being reluctant, I’ve now also experienced Monzo Flex, which is an incredible addition. Reviewed on: 6th April 2023
Miguel Cardoso's avatar
Miguel Cardoso

Just works

5
Great for spending abroad. So easy. Excepted everywhere Reviewed on: 6th April 2023
Derrick Nelmes's avatar
Derrick Nelmes

The best bank

5
Simply unbelievable banking experience, couldn’t recommend highly enough Reviewed on: 6th April 2023
Alexander Emmanuel-Jones's avatar
Alexander Emmanuel-Jones

Excellent online banking

5
Easy to manage online banking with great savings options and easy to use anywhere in the world. Reviewed on: 6th April 2023
Neil Skipper's avatar
Neil Skipper

Simple easy 0 problems

5
Easy to use never had no problems. I’ve been using it since 2019 and haven’t switched since. Reviewed on: 6th April 2023
Twanjk's avatar
Twanjk

Easy to use and instant update

5
Brilliant. Shows everything and updates instantly as you spend which i like. Reviewed on: 6th April 2023
Sarfraz Patel's avatar
Sarfraz Patel

Marvelous Bank

5
This Monzo bank is very nice British bank. it's provide plenty of things which we want from the bank. Reviewed on: 6th April 2023
Vipin Kumar 's avatar
Vipin Kumar

Easy to deal with..

5
So great when you're on your holiday and not having to worry about foreign currency,just use my Monzo at spot rate..No sweat. Reviewed on: 6th April 2023
Steve Brown's avatar
Steve Brown

Fab banking

5
Great banking. So easy Love the different pots you can have Reviewed on: 6th April 2023
Sophie 's avatar
Sophie

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