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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Every thing is easy I liked it

It nice to use and to pay and to put money every thing is easy Reviewed on: 6th April 2023

Confident Banking

Find it very a useful and convenient bank, I would definitely let friends know how secure it is at home and abroad. Reviewed on: 6th April 2023

Monzo is literally the best bank I've had

I've had a few bank accounts in my young life. Monzo is far superior to most online banks and big banks. It's really intuitive, easy to use and nagivate, and it's free! I always recommend Monzo to freinds and family and the people who join are always extremely satisfied! The instant access savings pots are lovely and extremely manageable. Nice to see my money grow at a better rate than larger banks' interest rates! Reviewed on: 6th April 2023

trustworthy

A very good bank that is safe, fast, easy and can be used anywhere Reviewed on: 6th April 2023

Great bank

Nothing but praise for this bank and the way they deal with you. I have flex and a loan with them and I find them professional and understanding Reviewed on: 6th April 2023

Monzo is the best Account .

Monzo is a very good account. It's easy to open and your money is safe. The overdraft charges is also very reasonable. I will recommend Monzo any day anytime. Reviewed on: 6th April 2023

Doing things right

I can't fault Monzo and it's app. Everything works so seamless and it's easy to understand. Help is at hand when required though easy to navigate sections of the app as well. Reviewed on: 6th April 2023

Secure bank with excellent customer service and help

Excellent customer service and very secure banking Reviewed on: 6th April 2023

Excelente

Lovely experience with monzo. I’m recommended for all people’s. App easy and simple Reviewed on: 6th April 2023

Banking at its best

Monzo do things a little different in a way that changes the way you think about money and how you spend it. I would recommend Monzo to anyone who wants more control over their money and to see what they spend it one. Reviewed on: 6th April 2023

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