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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best bank around

Innovative, modern, forward thinking, everything you need a bank! Thank you Monzo Reviewed on: 6th April 2023

The best Bank app i have ever seen

This is the best and most efficient bank app i have ever seen, and i can compare with banks in Germany and Luxembourg! Simple, easy and very good overview of your finances. Reviewed on: 6th April 2023

Safe and trustworthy

A great online bank that listens to new ideas from their clients. Monzo have clearly done their research into the online banking market and make it clear as day to use without baffling people with banking jargon! A blind person could navigate an open account. Reviewed on: 6th April 2023

reliable bank account

Monzo is amazing from customer service to interaction with their customers. I love my Monzo account and so easy as my daughter has one and can easily send money to her and track spending. I don’t know anyone who doesn’t have a Monzo and hoping to make this my main account. Reviewed on: 6th April 2023

Amazing

I've been with Monzo for over 1 year now. They are by far the best Bank I have had dealings with, you can see the time and effort that goes into this online bank and I am 100% sure others like me really appreciate how simple and easy going this bank is. Reviewed on: 6th April 2023

Life changing bank

Monzo made everything easier. I love budgeting and sending money now. And the card colour matches my nails! Reviewed on: 6th April 2023

Great Bank!

Monzo makes life so much easier with shared payments and great exchange rates when you’re abroad. I’m always on the go and monzo keeps up! Reviewed on: 6th April 2023

Just Fantastic

Been using Monzo for years and completely changed the way I view money Reviewed on: 6th April 2023

10

Am so happy I have a account in Monzo Reviewed on: 6th April 2023

Full control over banking on your phone

I love Monzo, there are never any barriers to what I want to do, its all accessible in the app to the point I have never had to call up. Couple that with Flex, reporting and virtual cards amongst other things it covers all my needs. Reviewed on: 6th April 2023

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