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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Fab banking

5
Great banking. So easy Love the different pots you can have Reviewed on: 6th April 2023
Sophie 's avatar
Sophie

Great bank

5
Helpful and great service highly recommended. Love this bank Reviewed on: 6th April 2023
Sharon Magee's avatar
Sharon Magee

Perfect

5
Have nothing but good things to say about Monzo. No fuss, easy online banking. Reviewed on: 6th April 2023
Chloe Ellis's avatar
Chloe Ellis

How well they operate

5
Maximum security on internet banking and month to month delivering of bank statements. It's actually a cool bank that used most places and has a lot of customer due to their nice customer service. Reviewed on: 6th April 2023
Fatukasi Marve's avatar
Fatukasi Marve

Excellent modern bank

5
Always enjoy using my monzo current account especially when I go on vacation. The card is trendy looking and I just love all the easy transactions you can do with it Reviewed on: 6th April 2023
Claudia Desuze's avatar
Claudia Desuze

the best bank

5
simple and easy to use, great bank Reviewed on: 6th April 2023
cristian olmos's avatar
cristian olmos

Easy, quick, simple

5
Really easy, no fuss way to use online banking. Reviewed on: 6th April 2023
Chloe's avatar
Chloe

Easy to use

5
Most user friendly banking app, loads of useful little features that other banks don’t have, like proximity bank transfers Reviewed on: 6th April 2023
Rafed's avatar
Rafed

Hassle free

5
Hassle free Banking,nothing is a problem for this company everything is solved/sorted quickly & efficiently. Reviewed on: 6th April 2023
Andy 's avatar
Andy

Flexible & safe

5
Just... great. It's very flexible and safe. The app is also full of features really helpful for those who want to start saving some money or even invest them. Great bank. Reviewed on: 6th April 2023
Sigurd's avatar
Sigurd

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