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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Excellent

5
No regret using this app . Been my everyday account for spending and it’s never failed me for once. Reviewed on: 6th April 2023
Akinyemi Adekunle's avatar
Akinyemi Adekunle

helped me save an see my money

5
honestly, Monzo is so great for when I want to figure out my savings, the trend tab and the spending tabs make my life so much easier. being able to see exactly where my money goes when it went is a game changer it's made me more inclined to save and hopefully help my spending habits. Reviewed on: 6th April 2023
izyyyyyy's avatar
izyyyyyy

Customer service is better than other Highstreet banks by a long shot

4
Opened my Monzo account 4, nearly 5 years ago now. Use it for all my banking needs and then some. Flexible loan options, Monzo flex, overdraft. They just do everything better than 99% of banks out there. I’ve had accounts with Barclays, TSB, Santander, Metro, Halifax. None of them have been on the same level as Monzo Reviewed on: 6th April 2023
Ben jacklin's avatar
Ben jacklin

Excellent service

5
Best online banking in uk. This bank always provides hassle free smooth & quick service to the customer. Reviewed on: 6th April 2023
Imran hossain's avatar
Imran hossain

Every thing is easy I liked it

5
It nice to use and to pay and to put money every thing is easy Reviewed on: 6th April 2023
Simon's avatar
Simon

Confident Banking

5
Find it very a useful and convenient bank, I would definitely let friends know how secure it is at home and abroad. Reviewed on: 6th April 2023
fhinton67@gmail.com's avatar
[email protected]

Monzo is literally the best bank I've had

5
I've had a few bank accounts in my young life. Monzo is far superior to most online banks and big banks. It's really intuitive, easy to use and nagivate, and it's free! I always recommend Monzo to freinds and family and the people who join are always extremely satisfied! The instant access savings pots are lovely and extremely manageable. Nice to see my money grow at a better rate than larger banks' interest rates! Reviewed on: 6th April 2023
Oneness Lucas's avatar
Oneness Lucas

trustworthy

5
A very good bank that is safe, fast, easy and can be used anywhere Reviewed on: 6th April 2023
Fehim Karakartal's avatar
Fehim Karakartal

Great bank

5
Nothing but praise for this bank and the way they deal with you. I have flex and a loan with them and I find them professional and understanding Reviewed on: 6th April 2023
Gareth LLoyd's avatar
Gareth LLoyd

Monzo is the best Account .

5
Monzo is a very good account. It's easy to open and your money is safe. The overdraft charges is also very reasonable. I will recommend Monzo any day anytime. Reviewed on: 6th April 2023
Josephine F Balogun 's avatar
Josephine F Balogun

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