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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Monzo is the best

Have been using Monzo for more than a year now it's been great experience, have also invited more than 3 family members to join... It has been great experience all round. Keep it up. Reviewed on: 6th April 2023

Monzo its the best

Professional and quickly as the concurrent Reviewed on: 6th April 2023

Exceptional service

Have been using monzo for nearly 5 years now and it’s been an unbelievable experience, customer service is always impeccable and have nothing but praise for the people who work there. Monzo is so easy to use and can be used in any country. Reviewed on: 6th April 2023

Followed my daughter's advice and opened an account, a decision well made

Followed my daughter's advice and opened an account, a decision well made, app is brilliant virtually instant response by the time they have chance to say do you want a receipt transaction shows in account, also very easy to use. If I had one negative comment it would be a "shame there is no desktop access" Reviewed on: 6th April 2023

Great Bank

Im enjoying using Monzo. The app is easy to use and I’ve had no issues. Reviewed on: 6th April 2023

my go to bank!

As a immigrant as soon as I got my residence permit I was looking for work but as important to get a job was to figure out how I would receive my wages and I applied to a variety of different banks but none would accept me and monzo opened my account right away allowing me to start a new life in UK, this was 3 years ago and now that I've grown my score and credit history I manage to open several other bank accounts but the one that I consider the best is the one from Monzo, no other can replace them. It's part of my day to day and my history. Reviewed on: 6th April 2023

Amazing, modern bank

I love that they have GOOD solutions to modern banking problems. I love using Monzo and feel they are invested in doing the right thing. Reviewed on: 6th April 2023

My number one choice for everyday spending.

I have been using Monzo for quiet sometime and am very happy with their services. Reviewed on: 6th April 2023

Fabulous innovation

So many, simple, ideas! And so well implemented Reviewed on: 6th April 2023

Excellent experience

Great online banking very easy to set up and use, and plenty of options available to me. Best bank going for using your card/account abroad Reviewed on: 6th April 2023

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