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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Doing things right

5
I can't fault Monzo and it's app. Everything works so seamless and it's easy to understand. Help is at hand when required though easy to navigate sections of the app as well. Reviewed on: 6th April 2023
SteamedHaams's avatar
SteamedHaams

Secure bank with excellent customer service and help

5
Excellent customer service and very secure banking Reviewed on: 6th April 2023
Ehtshaam Nasir's avatar
Ehtshaam Nasir

Excelente

5
Lovely experience with monzo. I’m recommended for all people’s. App easy and simple Reviewed on: 6th April 2023
Viviane Veroneze 's avatar
Viviane Veroneze

Banking at its best

5
Monzo do things a little different in a way that changes the way you think about money and how you spend it. I would recommend Monzo to anyone who wants more control over their money and to see what they spend it one. Reviewed on: 6th April 2023
lornza23's avatar
lornza23

Best bank around

5
Innovative, modern, forward thinking, everything you need a bank! Thank you Monzo Reviewed on: 6th April 2023
Siara Smart Money Peope Lewis's avatar
Siara Smart Money Peope Lewis

The best Bank app i have ever seen

5
This is the best and most efficient bank app i have ever seen, and i can compare with banks in Germany and Luxembourg! Simple, easy and very good overview of your finances. Reviewed on: 6th April 2023
Alina's avatar
Alina

Safe and trustworthy

5
A great online bank that listens to new ideas from their clients. Monzo have clearly done their research into the online banking market and make it clear as day to use without baffling people with banking jargon! A blind person could navigate an open account. Reviewed on: 6th April 2023
Joel whelan's avatar
Joel whelan

reliable bank account

5
Monzo is amazing from customer service to interaction with their customers. I love my Monzo account and so easy as my daughter has one and can easily send money to her and track spending. I don’t know anyone who doesn’t have a Monzo and hoping to make this my main account. Reviewed on: 6th April 2023
Alisa 's avatar
Alisa

Amazing

5
I've been with Monzo for over 1 year now. They are by far the best Bank I have had dealings with, you can see the time and effort that goes into this online bank and I am 100% sure others like me really appreciate how simple and easy going this bank is. Reviewed on: 6th April 2023
Sebas Casas's avatar
Sebas Casas

Life changing bank

5
Monzo made everything easier. I love budgeting and sending money now. And the card colour matches my nails! Reviewed on: 6th April 2023
Wendy D's avatar
Wendy D

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