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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Fast and reliable

It is one of the most reliable bank I have used since I moved to the Uk. I recommend it to everyone. Reviewed on: 6th April 2023

Superb budgeting tools

Between the pots and the trends, Monzo's current account offers excellent tools for managing your finances which are both easy to use and easy to understand. The customer service team is excellent and always friendly and helpful. Reviewed on: 6th April 2023

Simple and easy

Never had trouble using the monzo app even from day one. Managing and keeping an eye on my money has never been easier, and the budgeting system is a godsend. Reviewed on: 6th April 2023

Best bank

I am with monzo for about 3 years I think monzo is the best bank I ever seen Customer service first class Not a single issue for over 3 years Well done Monzo keep going Reviewed on: 6th April 2023

Monzo

Monzo is I am very satisfied with monzo whenever I need it she helps me. good Reviewed on: 6th April 2023

Nice service

service is convenient, online banking is excellent Reviewed on: 6th April 2023

Monzo makes life easier

Been using Monzo for almost 2 years now. Lots of pros and zero cons. Everything smooth and easy. Reviewed on: 6th April 2023

Best bank by far!!!

Monzo is the best bank by far!! It's easy to send funds overseas and the customer service is super quick and efficient. I'll never use another bank. Reviewed on: 6th April 2023

Brilliant brilliant banking, so glad I made the switch

This is not banking, this is a revolution. Monzo has transformed my life, supported me during struggles, and help me get back in the black. Simply a modern bank for a modern time Reviewed on: 6th April 2023

Super

Очень удобно, самое главное, обслуживание на высшем уровне. Спасибо Reviewed on: 6th April 2023

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