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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best Bank account.

I use this as my spending account and as I regularly travel abroad it is great because no fees! I love the pots and round ups it's saving without evening knowing! Reviewed on: 6th April 2023

Easy, Simple, Efficient

Easiest online banking experience and quick response from customer service. Truly a bank keeping up with the times. Reviewed on: 6th April 2023

Monzo bank is customer friendly

I have been using Monzo bank account for past one year. When I came to UK I have applied for the Monzo bank account and it has been activated within two days as I received my debit card. Also they provided monzo flex card and overdraft. I didn’t face any difficulties from Monzo bank. They are very user friendly as well as customer friendly. Reviewed on: 6th April 2023

Brilliant bank

Monzo is a BRILLIANT BANK. Good services, Money in time and You get the chance to get money early which always helps me out. Also I like that I can put my own money aside into a pot and I don’t get charged for that. Overall it’s a brilliant service. Reviewed on: 6th April 2023

Easy to use, fast and effective. Setting the standard for retail banking.

Their app is really useful and easy to use, very intuitive and reliable. Great banking app, no need for branches and paperwork, best experience I've had so far in my 35 years of banking. Reviewed on: 6th April 2023

Excellent technology

The bank has been one of the best in the world using latest technology to help and assist washing the banking operation Reviewed on: 6th April 2023

Outstanding Service

Easy to use App! Reliable always! Outstanding features! Love using it! Reviewed on: 6th April 2023

Tech simplicity

I love the digital simplicity that comes with the banking they provide plus the give me thr satisfaction needed in banking Reviewed on: 6th April 2023

Simply great

Monzo is a bank that makes everything quick and simple Reviewed on: 6th April 2023

Easy to use

The app is attractive and easy to use. Great for travel as well. Love the different pots that you can set up as well. Being able to sort payments into categories has allowed me to improve some areas of spending Reviewed on: 6th April 2023

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