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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Bestest bank

Monzo is clearly the best bank I have ever used. It is student friendly. As, I am an international student so the process to register with it was really easy. The transactions were cut and clear sorted. The best part is you get paid early. Reviewed on: 6th April 2023

The best bank in the Uk

I’ve been using Monzo for about 2 years now and they are hands down the best bank I’ve ever used . The bank app is Stress free, hassle free and easy to use . I always recommend Monzo account to anyone I know that needs an account. I never regretted my decision to open a Monzo account. Keep up the good work guys Reviewed on: 6th April 2023

Best bank ever!

Everything is so easy to view and navigate, I love how you can make several savings pots and easily add or withdraw, you can set photos for each pot to make them personal. There's lots of great features such as sharing a link to pay someone or to request money from them. Can view all card details on app, and withdraw (and pay) abroad for no fee! Overall an amazing bank and I recommend to everyone!!! I originally got one for holidays only but I've transferred my current account over so now Monzo is my main bank! Reviewed on: 6th April 2023

Best

so far so good, monzo is very easy to access Reviewed on: 6th April 2023

Brilliant.

I’ve been a Monzo customer for 3 years and have found it a very easy bank to use. The app is totally user friendly. Easy to move savings around to get the best interest rates. Reviewed on: 6th April 2023

Best card of uk

Yes that card its good end Mache me hapyy all days Reviewed on: 6th April 2023

Great bank. Many features.

Great bank. They offer thins like flex which for me is very useful. Great interest rates for savings pots. Reviewed on: 6th April 2023

Best and Realiable services

Monzo has excellent bank. Its easy to open and account handling. Its also very easy to use bank application. Good Customer services. Problem solving staff. Thanks Monzo Reviewed on: 6th April 2023

Excellent Services

The service proving is more appreciated, such as notifications of pay-inn and out. The notification sound is very romantic rainy sound, and the response for enquiry or complaints is quick and friendly. Reviewed on: 6th April 2023

Transformed my relationship with money

Monzo has completely transformed the way which I use and understand money. I am able to manage my finances like never before and actually enjoy sorting my money into pots and dedicated spending vs flexible spending. I no longer feel anxious about whether or not I have left enough money in my account for bills as with Monzo you can visually separate your money and put it aside. There’s so much more I could talk about but that has been the main reason why I love Monzo! Reviewed on: 6th April 2023

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