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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Amazing, modern bank

5
I love that they have GOOD solutions to modern banking problems. I love using Monzo and feel they are invested in doing the right thing. Reviewed on: 6th April 2023
Samantha Flaherty's avatar
Samantha Flaherty

My number one choice for everyday spending.

5
I have been using Monzo for quiet sometime and am very happy with their services. Reviewed on: 6th April 2023
Daniel Bejan's avatar
Daniel Bejan

Fabulous innovation

5
So many, simple, ideas! And so well implemented Reviewed on: 6th April 2023
Martin Thirkettle's avatar
Martin Thirkettle

Excellent experience

5
Great online banking very easy to set up and use, and plenty of options available to me. Best bank going for using your card/account abroad Reviewed on: 6th April 2023
Steven Ruston's avatar
Steven Ruston

Fast and reliable

5
It is one of the most reliable bank I have used since I moved to the Uk. I recommend it to everyone. Reviewed on: 6th April 2023
Nonso Alanza 's avatar
Nonso Alanza

Superb budgeting tools

5
Between the pots and the trends, Monzo's current account offers excellent tools for managing your finances which are both easy to use and easy to understand. The customer service team is excellent and always friendly and helpful. Reviewed on: 6th April 2023
James Carrington's avatar
James Carrington

Simple and easy

5
Never had trouble using the monzo app even from day one. Managing and keeping an eye on my money has never been easier, and the budgeting system is a godsend. Reviewed on: 6th April 2023
ARYa's avatar
ARYa

Best bank

5
I am with monzo for about 3 years I think monzo is the best bank I ever seen Customer service first class Not a single issue for over 3 years Well done Monzo keep going Reviewed on: 6th April 2023
Hassen Gargouch's avatar
Hassen Gargouch

Monzo

5
Monzo is I am very satisfied with monzo whenever I need it she helps me. good Reviewed on: 6th April 2023
Monzo's avatar
Monzo

Nice service

5
service is convenient, online banking is excellent Reviewed on: 6th April 2023
Tetiana Manek 's avatar
Tetiana Manek

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