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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Monzo makes life easier

5
Been using Monzo for almost 2 years now. Lots of pros and zero cons. Everything smooth and easy. Reviewed on: 6th April 2023
Constantin Sandu's avatar
Constantin Sandu

Best bank by far!!!

5
Monzo is the best bank by far!! It's easy to send funds overseas and the customer service is super quick and efficient. I'll never use another bank. Reviewed on: 6th April 2023
Mat Smith's avatar
Mat Smith

Brilliant brilliant banking, so glad I made the switch

5
This is not banking, this is a revolution. Monzo has transformed my life, supported me during struggles, and help me get back in the black. Simply a modern bank for a modern time Reviewed on: 6th April 2023
Dave L's avatar
Dave L

Super

5
Очень удобно, самое главное, обслуживание на высшем уровне. Спасибо Reviewed on: 6th April 2023
Andrii's avatar
Andrii

Best Bank account.

5
I use this as my spending account and as I regularly travel abroad it is great because no fees! I love the pots and round ups it's saving without evening knowing! Reviewed on: 6th April 2023
Andrea Batchelor's avatar
Andrea Batchelor

Easy, Simple, Efficient

5
Easiest online banking experience and quick response from customer service. Truly a bank keeping up with the times. Reviewed on: 6th April 2023
Le-Roi's avatar
Le-Roi

Monzo bank is customer friendly

5
I have been using Monzo bank account for past one year. When I came to UK I have applied for the Monzo bank account and it has been activated within two days as I received my debit card. Also they provided monzo flex card and overdraft. I didn’t face any difficulties from Monzo bank. They are very user friendly as well as customer friendly. Reviewed on: 6th April 2023
Darsana 's avatar
Darsana

Brilliant bank

5
Monzo is a BRILLIANT BANK. Good services, Money in time and You get the chance to get money early which always helps me out. Also I like that I can put my own money aside into a pot and I don’t get charged for that. Overall it’s a brilliant service. Reviewed on: 6th April 2023
shannon greenwood's avatar
shannon greenwood

Easy to use, fast and effective. Setting the standard for retail banking.

5
Their app is really useful and easy to use, very intuitive and reliable. Great banking app, no need for branches and paperwork, best experience I've had so far in my 35 years of banking. Reviewed on: 6th April 2023
Tim Stanley's avatar
Tim Stanley

Excellent technology

4
The bank has been one of the best in the world using latest technology to help and assist washing the banking operation Reviewed on: 6th April 2023
Nurudeen's avatar
Nurudeen

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