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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Never had a problem.

Support response is swift and precise no beating around the bush, it does exactly what it says on the tin. Reviewed on: 6th April 2023

Best bank ever

They're not just a new fintec, they're amazing. My account blows all mainstream banks out of the water Reviewed on: 6th April 2023

Excellent in every aspect

I've been using Monzo for over a year now and I'm thoroughly impressed with their service. The customer service is fantastic, with their support team always ready to help out with any issues or queries I have had. The interface is also great, with an intuitive design that makes it easy to navigate and manage my finances. One of the things I love about Monzo is their range of offers and features. They offer great cashback deals, exclusive discounts, and even a range of savings accounts to help me make the most of my money. The app also provides helpful insights into my spending habits, which has helped me to better understand where my money is going. Overall, I would highly recommend Monzo to anyone looking for a reliable and user-friendly banking app. The combination of excellent customer service, a great interface, and a range of helpful features makes Monzo a top choice for managing your finances. Reviewed on: 6th April 2023

A Trusted Companion for International Financial Services

As a newcomer to the UK, opening a bank account was one of the first things on my to-do list. I stumbled upon Monzo and decided to give it a try, and I must say, it turned out to be the perfect choice for me. Monzo helped me navigate the complex world of financial deals in a new country with ease. Its user-friendly mobile app and excellent customer support made the process of managing my finances a breeze. I never felt alone in this foreign land as Monzo was always by my side. In today's world, scams are rampant, and it is tough to stay safe from them. However, with Monzo, I never had to worry about falling victim to fraud. The bank's exceptional support team provided me with instant assistance whenever I needed it, and I even received refunds for the scams I fell prey to. One of the standout features of Monzo is its ability to help me save money. The savings pot feature is a game-changer, and with the help of the bank's financial advisor, I could track my expenses, set financial goals, and monitor my progress. Lastly, I must mention the exceptional card service that Monzo provides. It is, without a doubt, the best in the UK, and I never had to worry about it not working or being rejected at a vendor. Overall, I would highly recommend Monzo to anyone looking for a trusted and reliable bank in the UK. With its user-friendly app, exceptional customer support, and innovative features, Monzo has proved to be an excellent companion for my financial needs. Reviewed on: 6th April 2023

Very easy to use

Monzo is very easy to use and helps keep you on top of your finances. Since being with Monzo I've been able to develop savings which I was unable to do with other banks. Reviewed on: 6th April 2023

Great Features from a Great Bank

I started using Monzo several years ago and today it is my first choice for most transactions, especially those using electronic payment. I thoroughly recommend Monzo to all my friends. Reviewed on: 6th April 2023

Great bank

Great and the best experience with Monzo. So easy and make it very steps easily to follow Reviewed on: 6th April 2023

Bank

It's good to have and helps u out Reviewed on: 6th April 2023

All digital, no hassle

After coming to the UK, I chose Monzo as my main bank and it is still my main bank. So far I haven't faced any issues, customer support helped me whenever needed. Reviewed on: 6th April 2023

Love!

I love my Monzo. I have had a personal account with them for about a year now and I honestly cannot fault it. It’s helped so much with my spending. They make me approve every online purchase I make; it’s so secure! I’ve had serious problems with many banking societies due to irresponsible lending etc. but Monzo are just fantastic! They gave me a flex credit card after about 8 months and it’s only £500, but for me this is enough and is really helping boost my credit. Which is great because I don’t have the best! Thanks again Monzo☺️ Reviewed on: 6th April 2023

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