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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Outstanding Service

5
Easy to use App! Reliable always! Outstanding features! Love using it! Reviewed on: 6th April 2023
Christopher Evans's avatar
Christopher Evans

Tech simplicity

5
I love the digital simplicity that comes with the banking they provide plus the give me thr satisfaction needed in banking Reviewed on: 6th April 2023
Oladapo Adebayo-Jogh's avatar
Oladapo Adebayo-Jogh

Simply great

5
Monzo is a bank that makes everything quick and simple Reviewed on: 6th April 2023
Richard Herbert's avatar
Richard Herbert

Easy to use

5
The app is attractive and easy to use. Great for travel as well. Love the different pots that you can set up as well. Being able to sort payments into categories has allowed me to improve some areas of spending Reviewed on: 6th April 2023
Sarah Mcdonald's avatar
Sarah Mcdonald

Bestest bank

5
Monzo is clearly the best bank I have ever used. It is student friendly. As, I am an international student so the process to register with it was really easy. The transactions were cut and clear sorted. The best part is you get paid early. Reviewed on: 6th April 2023
Akshra Chhabra's avatar
Akshra Chhabra

The best bank in the Uk

5
I’ve been using Monzo for about 2 years now and they are hands down the best bank I’ve ever used . The bank app is Stress free, hassle free and easy to use . I always recommend Monzo account to anyone I know that needs an account. I never regretted my decision to open a Monzo account. Keep up the good work guys Reviewed on: 6th April 2023
Brumsluxe Fashion's avatar
Brumsluxe Fashion

Best bank ever!

5
Everything is so easy to view and navigate, I love how you can make several savings pots and easily add or withdraw, you can set photos for each pot to make them personal. There's lots of great features such as sharing a link to pay someone or to request money from them. Can view all card details on app, and withdraw (and pay) abroad for no fee! Overall an amazing bank and I recommend to everyone!!! I originally got one for holidays only but I've transferred my current account over so now Monzo is my main bank! Reviewed on: 6th April 2023
Mel's avatar
Mel

Best

5
so far so good, monzo is very easy to access Reviewed on: 6th April 2023
RRCLY_q's avatar
RRCLY_q

Brilliant.

5
I’ve been a Monzo customer for 3 years and have found it a very easy bank to use. The app is totally user friendly. Easy to move savings around to get the best interest rates. Reviewed on: 6th April 2023
Val's avatar
Val

Best card of uk

5
Yes that card its good end Mache me hapyy all days Reviewed on: 6th April 2023
Marius stan's avatar
Marius stan

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