Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Best Bank

5
Convenient. Good customer service. Reviewed on: 6th April 2023

My favourite banking app

5
It’s my go to banking app that I keep recommending to friends and family Reviewed on: 6th April 2023

Interface and functions

5
The monzo application is very user friendly and i do all my transactions through monzo. The flex option is amazing. Reviewed on: 6th April 2023

FANTASTIC BANK

5
Incredible bank, easy to move money around. Useful tools for saving extra pennies! Highly recommend. Reviewed on: 6th April 2023

Amazing Bank

5
Amazing bank. I have recommended to everybody that I know! Reviewed on: 6th April 2023

Great card

5
Love monzo card my friend recommended and always use this card it's awesome and love you can flex things if your low on money Reviewed on: 6th April 2023

Travelling the world with Monzo

5
Easy to use, great, friendly customer service, no fees! Monzo is the best bank one can dream of! Reviewed on: 6th April 2023

Awesome bank

5
Great banking experience with monzo, haven't had any issue. Great for travelling and saving! Reviewed on: 6th April 2023

Best bank ever

5
Been using Monzo for 6 years now and I’m super satisfied. Absolutely recommended to everyone Reviewed on: 6th April 2023

Easy to access, easy to open.

5
It was so easy to open the account with Monzo and the UI is really good. Reviewed on: 6th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products