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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Great bank. Many features.

5
Great bank. They offer thins like flex which for me is very useful. Great interest rates for savings pots. Reviewed on: 6th April 2023
Angelos Kremetis's avatar
Angelos Kremetis

Best and Realiable services

5
Monzo has excellent bank. Its easy to open and account handling. Its also very easy to use bank application. Good Customer services. Problem solving staff. Thanks Monzo Reviewed on: 6th April 2023
Sabiha Nazli's avatar
Sabiha Nazli

Excellent Services

5
The service proving is more appreciated, such as notifications of pay-inn and out. The notification sound is very romantic rainy sound, and the response for enquiry or complaints is quick and friendly. Reviewed on: 6th April 2023
Justin Lima Lima Ikillilu's avatar
Justin Lima Lima Ikillilu

Transformed my relationship with money

5
Monzo has completely transformed the way which I use and understand money. I am able to manage my finances like never before and actually enjoy sorting my money into pots and dedicated spending vs flexible spending. I no longer feel anxious about whether or not I have left enough money in my account for bills as with Monzo you can visually separate your money and put it aside. There’s so much more I could talk about but that has been the main reason why I love Monzo! Reviewed on: 6th April 2023
Danny Andrew's avatar
Danny Andrew

Never had a problem.

5
Support response is swift and precise no beating around the bush, it does exactly what it says on the tin. Reviewed on: 6th April 2023
Shaun Hawksley (British)'s avatar
Shaun Hawksley (British)

Best bank ever

5
They're not just a new fintec, they're amazing. My account blows all mainstream banks out of the water Reviewed on: 6th April 2023
Liam Smythe's avatar
Liam Smythe

Excellent in every aspect

5
I've been using Monzo for over a year now and I'm thoroughly impressed with their service. The customer service is fantastic, with their support team always ready to help out with any issues or queries I have had. The interface is also great, with an intuitive design that makes it easy to navigate and manage my finances. One of the things I love about Monzo is their range of offers and features. They offer great cashback deals, exclusive discounts, and even a range of savings accounts to help me make the most of my money. The app also provides helpful insights into my spending habits, which has helped me to better understand where my money is going. Overall, I would highly recommend Monzo to anyone looking for a reliable and user-friendly banking app. The combination of excellent customer service, a great interface, and a range of helpful features makes Monzo a top choice for managing your finances. Reviewed on: 6th April 2023
Widanaralalage Kennath's avatar
Widanaralalage Kennath

A Trusted Companion for International Financial Services

5
As a newcomer to the UK, opening a bank account was one of the first things on my to-do list. I stumbled upon Monzo and decided to give it a try, and I must say, it turned out to be the perfect choice for me. Monzo helped me navigate the complex world of financial deals in a new country with ease. Its user-friendly mobile app and excellent customer support made the process of managing my finances a breeze. I never felt alone in this foreign land as Monzo was always by my side. In today's world, scams are rampant, and it is tough to stay safe from them. However, with Monzo, I never had to worry about falling victim to fraud. The bank's exceptional support team provided me with instant assistance whenever I needed it, and I even received refunds for the scams I fell prey to. One of the standout features of Monzo is its ability to help me save money. The savings pot feature is a game-changer, and with the help of the bank's financial advisor, I could track my expenses, set financial goals, and monitor my progress. Lastly, I must mention the exceptional card service that Monzo provides. It is, without a doubt, the best in the UK, and I never had to worry about it not working or being rejected at a vendor. Overall, I would highly recommend Monzo to anyone looking for a trusted and reliable bank in the UK. With its user-friendly app, exceptional customer support, and innovative features, Monzo has proved to be an excellent companion for my financial needs. Reviewed on: 6th April 2023
Mahadi Hasan's avatar
Mahadi Hasan

Very easy to use

5
Monzo is very easy to use and helps keep you on top of your finances. Since being with Monzo I've been able to develop savings which I was unable to do with other banks. Reviewed on: 6th April 2023
Robert's avatar
Robert

Great Features from a Great Bank

5
I started using Monzo several years ago and today it is my first choice for most transactions, especially those using electronic payment. I thoroughly recommend Monzo to all my friends. Reviewed on: 6th April 2023
Jon Leigh's avatar
Jon Leigh

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