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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Great bank

5
Great and the best experience with Monzo. So easy and make it very steps easily to follow Reviewed on: 6th April 2023
PT's avatar
PT

Bank

5
It's good to have and helps u out Reviewed on: 6th April 2023
Neil Forward's avatar
Neil Forward

All digital, no hassle

5
After coming to the UK, I chose Monzo as my main bank and it is still my main bank. So far I haven't faced any issues, customer support helped me whenever needed. Reviewed on: 6th April 2023
Ahmad Faiyaz's avatar
Ahmad Faiyaz

Love!

5
I love my Monzo. I have had a personal account with them for about a year now and I honestly cannot fault it. It’s helped so much with my spending. They make me approve every online purchase I make; it’s so secure! I’ve had serious problems with many banking societies due to irresponsible lending etc. but Monzo are just fantastic! They gave me a flex credit card after about 8 months and it’s only £500, but for me this is enough and is really helping boost my credit. Which is great because I don’t have the best! Thanks again Monzo☺️ Reviewed on: 6th April 2023
Harold Hoskins's avatar
Harold Hoskins

love this bank

5
great customer experience - minimum effort Reviewed on: 6th April 2023
John Cheal's avatar
John Cheal

Straight Forward and easy

5
Straight forward with everything I need for banking at my fingertips. Great for putting money into pots and planning ! Reviewed on: 6th April 2023
Phosphor's avatar
Phosphor

Excellent bank

5
Great customer service and I love the pot feature Reviewed on: 6th April 2023
Bex Elder's avatar
Bex Elder

Best current account

5
Monzo makes it super easy to understand and manage my money. Reviewed on: 6th April 2023
SA's avatar
SA

Love Monzo - prefer it over all the others

5
Easy to use - makes travel money easy. Pots and savings all great and accessible. Reviewed on: 6th April 2023
Cam povall's avatar
Cam povall

Excellent customer service

5
I love the Monzo flex product is a huge relief for me Reviewed on: 6th April 2023
Benedict Nzekwe's avatar
Benedict Nzekwe

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