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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Great bank

5
great bank with easy access and app is easy to use Reviewed on: 6th April 2023

Andrius kamisoraitis

5
Nice bruteful bank :))))))))))))))) Reviewed on: 6th April 2023

Easy to use, great service

5
Excellent service, brilliant app and no issues in 5 years. Reviewed on: 6th April 2023

Easy with great features!

5
Moving to Monzo was one of the best choices I ever made in regards to my finances. Their ease of use is unparalleled, and they’re always coming up with brilliant features! Reviewed on: 6th April 2023

Easy Peasy!

5
So easy to use! Really love the use of savings pots Reviewed on: 6th April 2023

Easy as 123

4
Easy to use, fast to use, split bill, best exchange rate to different currency, what else can I say I use monzo as my personal bank account now. Reviewed on: 6th April 2023

nice

5
nice .....................................................❤️❤️❤️❤️❤️❤️❤️ ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️ Reviewed on: 6th April 2023

Easy

5
User friendly, very easy to use. Reviewed on: 6th April 2023

Simple, easy & accessible banking

5
Just the best bank to be with. The app is great and everything just works, support is also amazing from customer services and i recommend all of my family to use Monzo all the time! Reviewed on: 6th April 2023

The best decision of my life!!!

5
Monzo is just amazing everything is easy and at my fingertips not complicated at all. Overall brilliant! Reviewed on: 6th April 2023

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