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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Solid

4
Nothing to complain about. Would like personal account available on desktop. Reviewed on: 6th April 2023
Jack's avatar
Jack

BEST BANK!

5
So amazing for saving. I love the round ups feature and how seamless the app is. Reviewed on: 6th April 2023
Natasha Spence's avatar
Natasha Spence

Monzo are steps ahead of the rest.

5
Monzo is such a brilliant bank. They have diverse range of offerings. They are leaving legacy banks in the dust. It’s great that you can do everything from your phone. No messing around, for me it’s a seemless experience. Reviewed on: 6th April 2023
Andy's avatar
Andy

Best monzo its perfect bank

5
The best bank i like thanks very good Reviewed on: 6th April 2023
Garaliu ana maria's avatar
Garaliu ana maria

Best Bank

5
Convenient. Good customer service. Reviewed on: 6th April 2023
Matthew Bolton's avatar
Matthew Bolton

My favourite banking app

5
It’s my go to banking app that I keep recommending to friends and family Reviewed on: 6th April 2023
Kristina Gala's avatar
Kristina Gala

Interface and functions

5
The monzo application is very user friendly and i do all my transactions through monzo. The flex option is amazing. Reviewed on: 6th April 2023
Ijaz Ibrahim's avatar
Ijaz Ibrahim

FANTASTIC BANK

5
Incredible bank, easy to move money around. Useful tools for saving extra pennies! Highly recommend. Reviewed on: 6th April 2023
Jack Clifford's avatar
Jack Clifford

Amazing Bank

5
Amazing bank. I have recommended to everybody that I know! Reviewed on: 6th April 2023
Tom Genever's avatar
Tom Genever

Great card

5
Love monzo card my friend recommended and always use this card it's awesome and love you can flex things if your low on money Reviewed on: 6th April 2023
Emma Rayson's avatar
Emma Rayson

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