Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Easy to see, easy to use.

The app is intuitively really easy to use, because it's laid out very clearly. All problems I've experienced and services I've required were sorted quickly. Very happy with everything all round. Reviewed on: 6th April 2023

Brilliant

Great bank easy to use app all in one place makes life so much easier and can see where my money is spent Reviewed on: 6th April 2023

Great product!

I am always recommending Monzo to my friends. It’s a great current account which helps me stay on top of my finances. Reviewed on: 6th April 2023

It good banking

I like to use it and it shows the different type of loans that helps so many customers and it’s easy to use and there is no problem in this banks Reviewed on: 6th April 2023

No hassle banking home and away

Find minding great fit keeping tags on all the family, at home and abroad. Reviewed on: 6th April 2023

Monzo is wonderful for managing money

I've got pots, I've got Flex, I've got virtual cards. It's all easy to view inside the Monzo app. The features are well presented, easy to understand, and useful. Reviewed on: 6th April 2023

Really good

Really good really easy always feels secure Reviewed on: 6th April 2023

Best online bank

From start to finish it was easy as pie to set up an account and got my card within days.. Reviewed on: 6th April 2023

How banking should be done

Effortless, accessible and straightforward. Terms and conditions explained in human language. Reviewed on: 6th April 2023

Best 21st century banking experience

For someone with ADHD, having everything financial in one app, well organised, predicting and giving overview over spending has been such a blessing. Big banks take a note! Reviewed on: 6th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexDirect
from Nationwide 4.61 from 371 reviews
FlexPlus
from Nationwide 4.02 from 359 reviews
FlexAccount
from Nationwide 4.52 from 1096 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub