Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19426)

Travelling the world with Monzo

5
Easy to use, great, friendly customer service, no fees! Monzo is the best bank one can dream of! Reviewed on: 6th April 2023

Awesome bank

5
Great banking experience with monzo, haven't had any issue. Great for travelling and saving! Reviewed on: 6th April 2023

Best bank ever

5
Been using Monzo for 6 years now and I’m super satisfied. Absolutely recommended to everyone Reviewed on: 6th April 2023

Easy to access, easy to open.

5
It was so easy to open the account with Monzo and the UI is really good. Reviewed on: 6th April 2023

Great bank

5
great bank with easy access and app is easy to use Reviewed on: 6th April 2023

Andrius kamisoraitis

5
Nice bruteful bank :))))))))))))))) Reviewed on: 6th April 2023

Easy to use, great service

5
Excellent service, brilliant app and no issues in 5 years. Reviewed on: 6th April 2023

Easy with great features!

5
Moving to Monzo was one of the best choices I ever made in regards to my finances. Their ease of use is unparalleled, and they’re always coming up with brilliant features! Reviewed on: 6th April 2023

Easy Peasy!

5
So easy to use! Really love the use of savings pots Reviewed on: 6th April 2023

Easy as 123

4
Easy to use, fast to use, split bill, best exchange rate to different currency, what else can I say I use monzo as my personal bank account now. Reviewed on: 6th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products