Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Easy to use , great product

5
Basically the title, its easy to use, easy to set up, i see what Im spending there and then. Ive used it abroad and its just as easy. Reviewed on: 6th April 2023

Best bank i have used

5
Monzo is a great bank gives me everything I need in a bank Reviewed on: 6th April 2023

Amazing

5
Best bank ever, I have already wrote a review Reviewed on: 6th April 2023

Best bank ever

5
I’ve been using Monzo since the day it was released and I must say I enjoy it a lot. My favourite feature has to be the getting paid a day early really helps sort my finances out Reviewed on: 6th April 2023

Simple to use, good intuitive app

5
Have provided me with much support oflver the last couple of months. The app is simple and user friendly, if there are any issues the customer service help team explain in a fool proof way to help and are prompt with their replies. Reviewed on: 6th April 2023

Monzo is amazing

5
Monzo bank provide them with everything I need. Fast replies, exciting new features and overall a reliable and trustworthy banking system. Reviewed on: 6th April 2023

I love it

5
I am so happy with Monzo … it’s great banking …. Reviewed on: 6th April 2023

Monzo is a good digital bank for UK customers, Monzo is one of the best choice if you live in the UK.

5
Monzo gave me a account number which makes me to start paying into my account .And one of the beautiful thing about Monzo when you refer someone to open Monzo account you and the person get £5 . There are no fees associated with using Monzo’s current account which includes a debit card,ATM withdrawal and the majority of transaction comparing this to traditional banks,which may impose various fees, can be advantageous . Monzo customers service are excellent they are renowned for offering top notch customer service. I as a Monzo customer I enjoy working with the bank valves it’s cutting edge features,user-friendly software and most of all they have a great professional customer service. Reviewed on: 6th April 2023

Innovative Banking!

5
Monzo is practical, innovative and helpful. It is easy to save, send money and know how your finances are doing. Reviewed on: 6th April 2023

Reliable and simple to use

4
I have found that I'm able to manage my finance better through the use of the app. It is easier to budget and categorise my spending. Reviewed on: 6th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products