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Monzo: Current account reviews

4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

nice

5
nice .....................................................❤️❤️❤️❤️❤️❤️❤️ ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️ Reviewed on: 6th April 2023

Easy

5
User friendly, very easy to use. Reviewed on: 6th April 2023

Simple, easy & accessible banking

5
Just the best bank to be with. The app is great and everything just works, support is also amazing from customer services and i recommend all of my family to use Monzo all the time! Reviewed on: 6th April 2023

The best decision of my life!!!

5
Monzo is just amazing everything is easy and at my fingertips not complicated at all. Overall brilliant! Reviewed on: 6th April 2023

Easy to see, easy to use.

5
The app is intuitively really easy to use, because it's laid out very clearly. All problems I've experienced and services I've required were sorted quickly. Very happy with everything all round. Reviewed on: 6th April 2023

Brilliant

5
Great bank easy to use app all in one place makes life so much easier and can see where my money is spent Reviewed on: 6th April 2023

Great product!

5
I am always recommending Monzo to my friends. It’s a great current account which helps me stay on top of my finances. Reviewed on: 6th April 2023

It good banking

5
I like to use it and it shows the different type of loans that helps so many customers and it’s easy to use and there is no problem in this banks Reviewed on: 6th April 2023

No hassle banking home and away

5
Find minding great fit keeping tags on all the family, at home and abroad. Reviewed on: 6th April 2023

Monzo is wonderful for managing money

5
I've got pots, I've got Flex, I've got virtual cards. It's all easy to view inside the Monzo app. The features are well presented, easy to understand, and useful. Reviewed on: 6th April 2023

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