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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Really good

5
Really good really easy always feels secure Reviewed on: 6th April 2023
Cameron Goodwin's avatar
Cameron Goodwin

Best online bank

5
From start to finish it was easy as pie to set up an account and got my card within days.. Reviewed on: 6th April 2023
Ronelle Botha's avatar
Ronelle Botha

How banking should be done

5
Effortless, accessible and straightforward. Terms and conditions explained in human language. Reviewed on: 6th April 2023
Ollie F's avatar
Ollie F

Best 21st century banking experience

5
For someone with ADHD, having everything financial in one app, well organised, predicting and giving overview over spending has been such a blessing. Big banks take a note! Reviewed on: 6th April 2023
Katja K's avatar
Katja K

Amazing banking experience.

5
Amazing banking experience. Never faced any issue and their app is very easy to use Reviewed on: 6th April 2023
Mohamed Bayoumy's avatar
Mohamed Bayoumy

Easy and Well designed app

5
easy to use, well designed interface Reviewed on: 6th April 2023
latrell's avatar
latrell

Excellent

5
Excellent card for all it’s uses Esp abroad Reviewed on: 6th April 2023
Shona Macintyre 's avatar
Shona Macintyre

Amazing

5
I love Monzo! It’s great for sharing tabs with friends/ tracking money and saving for specific things via the pots! Reviewed on: 6th April 2023
Abigail's avatar
Abigail

Amazing help.

5
Monzo is always helpful with any problems i have Reviewed on: 6th April 2023
A 235's avatar
A 235

So easy to work with

5
It’s so easy to do transactions with Monzo Reviewed on: 6th April 2023
Arad Mandegar's avatar
Arad Mandegar

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