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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great online banking for savings

Monzo is a brilliant online banking app that you can split money into different saving pots. Really good overview of finances. Have a Flexi card to spread out costs and you can apply for loans as well as savings with them. Reviewed on: 6th April 2023

Great for helping manage my money!

The setup of the account was very quick, I find the account very helpful as I put my money in pots and draw it down each week, for shopping and day to day spending. Love how easy it is to use this bank! Know exactly where I stand. Reviewed on: 6th April 2023

Brilliant, Helpful Facility

Good responses and help if you are ever in need. Easy to navigate and use app. Brilliant for day to day and planning ahead. Reviewed on: 6th April 2023

Amazing bank best ever

So easy to use, excellent perks simple and convenient Reviewed on: 6th April 2023

Convenient Service

They do quite easy process and provide a good service. Reviewed on: 6th April 2023

customer service

replacement of stolen/clonned cards is excellent. the app is very easy to use , even for a technophobe like me. Reviewed on: 6th April 2023

Easy way to bank

I’m more than happy with Monzo and I do recommend to everyone Reviewed on: 6th April 2023

Best without a fault

Outstanding banking system, swift response and reliable Reviewed on: 6th April 2023

Best Banking experience ever

I was a victim of a fraud transaction and my money was taken from my account unwillingly as I have done a previous transaction with them. I blocked my card and informed Monzo. Monzo responded to it immediately and took action contacting them to recover that money immediately. Monzo even send me the new debit card within one day with out any charge. I was amazed about the service. Just wow Reviewed on: 6th April 2023

Using Monzo was one of the best decisions I had made for finances

Using Monzo and its ability to easily pin point where money was going month to month really helped me narrow down on my budget expenditures. What's more, Monzo have clearly been successful enough that designers in the bigger banks are paying attention because they're now playing catch up with their own apps. Mobile banking is my go to, because I work full time and can't get into the local highstreet bank during their open hours. Monzo had great customer service, a younger corporate tone that I appreciate, and doesn't make it a chore to check balances and account activity. What's not to love? Reviewed on: 6th April 2023

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