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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,405 reviews, last reviewed 13th May 2026
139% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Monzo

5
Amazing banking app, highly recommended! Easy to set up and easy to manage everything is so secure and you can create pots to save money or set goals, it's the best bank I have ever been with Reviewed on: 6th April 2023
Martina's avatar
Martina

Fantastic mobile app

5
The user experience of the mobile app has continued to be improved over the years. The current version is by far my favourite with the whole experience being effortless. I've had no issues on the banking side of things and it remains my favourite bank that I've used. Reviewed on: 6th April 2023
FlyingFox's avatar
FlyingFox

Monzo

5
Excellant bank! Very easy to use and great benefits Reviewed on: 6th April 2023
marc fontes de mello's avatar
marc fontes de mello

Easy and practical

5
I've been a Monzo client for almost 4 years now and I'm very happy with their service. It's easy to use and practical. I can manage my finances easily by myself. Definitely recommend it to everyone. Reviewed on: 6th April 2023
Monica's avatar
Monica

No fluff Current Account

5
Easy to use, useful app, top customer service Reviewed on: 6th April 2023
Benher Issac's avatar
Benher Issac

Excellent

5
Fantastic bank, excellent customer service and communication. Reviewed on: 6th April 2023
Jessica Wilson's avatar
Jessica Wilson

Quick, easy and efficient

5
I switched to Monzo around 8 weeks ago after I saw some excellent reviews about it. The reviews did not lie! It’s super easy to use and understand. I love that I can separate my money into pots and organise my budget easily. I also have a ‘locked pot’ which is massively helping towards my savings goal. I’ve always been useless at saving money but I’m now 5% into my goal after a few short weeks. The budget targets are a really handy tool and I like the fact it shows me what money I have left, for the remainder of the month. You can customise when your month starts, unlike most banks. I can also view and print statements easily. When setting up the account, it gives an estimated delivery date for your card. It estimates around 4 days but mine came within 2. Also there’s no PIN number to wait for, as this is set up when you make the account. So far, I’ve been very impressed by it. I’ve also made an account for my mother, who has never done online banking until now. Would highly recommend, especially if you find budgeting and/or saving difficult. I feel I now have control of my money. Reviewed on: 6th April 2023
Charlie Brian's avatar
Charlie Brian

Perfect customer service

5
Great response and quick on resolving issues Reviewed on: 6th April 2023
Daniel M's avatar
Daniel M

Excellent service

5
Very high level of professionalism and excellent customer service Reviewed on: 6th April 2023
Ansah Sarpong's avatar
Ansah Sarpong

Easy banking

5
So pleased that I found Monzo. They are easily the best and easiest bank I’ve found to deal with. Would recommend anyone who wants easy mo Ile banking to give them a go. Reviewed on: 6th April 2023
Richard Moore's avatar
Richard Moore

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