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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best Bank Ever!

Everything on the app is so accessible, and I love how I can solve most problems without ever talking to anyone. When I have had to speak to someone I know I can do it at my own pace through the in-app chat rather than having to sit on hold on the phone. Reviewed on: 6th April 2023

User friendly

It understands exactly what customers want to know about their banks, and makes transfers and savings super easy with pots and the ability to split the bill! 10/10 would recommend Reviewed on: 6th April 2023

One of the best banking apps in the UK, if not the best.

A very smooth and super convenient mobile app, which gives you all the features you would need in one place and is easy to find. Once you become a steady long-term customer, they will start offering you their other products like BNPL cards and others. All in all, a very satisfying everyday banking experience, with high-quality customer support as well. Reviewed on: 6th April 2023

Recomend others

Have non stopped sending invites to othrr cosumers Reviewed on: 6th April 2023

Best bank there ever was!

Where can I start?.. from the user friendly app that features so many helpful tools and ideas.. to how easy it is to make payments.. to the amazing ‘get paid early’ feature that allows payments made via bacs to reach your account upto a few days earlier. Customer service are extremely helpful and always on hand. Can’t thank Monzo enough, I have recommended you to so many people already. Reviewed on: 6th April 2023

Best customer services.

I have enjoyed my experience with monzo and the bank have a good customer service team who are ready to solve all problems a customer have. Thanks to monzo. Reviewed on: 6th April 2023

Amazing designs

Monzo is very abstract to its competitors Reviewed on: 6th April 2023

it's a good bank

i like this bank i have been with them for years Reviewed on: 6th April 2023

Monzo bank

Top service top bank no issues what so ever using Monzo and love how it’s a digital app based bank Reviewed on: 6th April 2023

Simple

Easy to use current account app. Thank fully not gone full blown Revolut (too many widgets!) Reviewed on: 5th April 2023

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