Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19426)

I love it

5
I am so happy with Monzo … it’s great banking …. Reviewed on: 6th April 2023
Sahar's avatar
Sahar

Monzo is a good digital bank for UK customers, Monzo is one of the best choice if you live in the UK.

5
Monzo gave me a account number which makes me to start paying into my account .And one of the beautiful thing about Monzo when you refer someone to open Monzo account you and the person get £5 . There are no fees associated with using Monzo’s current account which includes a debit card,ATM withdrawal and the majority of transaction comparing this to traditional banks,which may impose various fees, can be advantageous . Monzo customers service are excellent they are renowned for offering top notch customer service. I as a Monzo customer I enjoy working with the bank valves it’s cutting edge features,user-friendly software and most of all they have a great professional customer service. Reviewed on: 6th April 2023
Ayowole Oluwakemi Orimoloye's avatar
Ayowole Oluwakemi Orimoloye

Innovative Banking!

5
Monzo is practical, innovative and helpful. It is easy to save, send money and know how your finances are doing. Reviewed on: 6th April 2023
Denise Watson's avatar
Denise Watson

Reliable and simple to use

4
I have found that I'm able to manage my finance better through the use of the app. It is easier to budget and categorise my spending. Reviewed on: 6th April 2023
Cheryl Telfer's avatar
Cheryl Telfer

Great online banking for savings

5
Monzo is a brilliant online banking app that you can split money into different saving pots. Really good overview of finances. Have a Flexi card to spread out costs and you can apply for loans as well as savings with them. Reviewed on: 6th April 2023
Littleshroom 's avatar
Littleshroom

Great for helping manage my money!

5
The setup of the account was very quick, I find the account very helpful as I put my money in pots and draw it down each week, for shopping and day to day spending. Love how easy it is to use this bank! Know exactly where I stand. Reviewed on: 6th April 2023
Sharon Hancock's avatar
Sharon Hancock

Brilliant, Helpful Facility

5
Good responses and help if you are ever in need. Easy to navigate and use app. Brilliant for day to day and planning ahead. Reviewed on: 6th April 2023
trp's avatar
trp

Amazing bank best ever

5
So easy to use, excellent perks simple and convenient Reviewed on: 6th April 2023
Jenna Young's avatar
Jenna Young

Convenient Service

5
They do quite easy process and provide a good service. Reviewed on: 6th April 2023
Samundi Weerakoon's avatar
Samundi Weerakoon

customer service

5
replacement of stolen/clonned cards is excellent. the app is very easy to use , even for a technophobe like me. Reviewed on: 6th April 2023
andrew tucker's avatar
andrew tucker

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill