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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Quick, easy to use and great customer service

I’ve been with Santander for a number of years and have bow moved a large percentage of my capital across to Monzo due to its seamless app and great customer service. Have already recommended to a number of my friends and family. Just waiting for an IPO now!!!! Reviewed on: 5th April 2023

Brilliant bank

I really love Monzo for the pots function and easy transfer options within the app. Their customer service is also brilliant. Reviewed on: 5th April 2023

Simple and easy to use

Fantastic bank, been with them since the begining and cannot fault them Reviewed on: 5th April 2023

Excellent!

My Monzo account is really convenient and has so many useful features that let me manage my money easily. Reviewed on: 5th April 2023

Monzo current account makes money easier

I use Monzo to stay on top of my everyday spending and on target for my longer term savings goals. Reviewed on: 5th April 2023

Fantastic Banking Experience

Monzo offers a fantastic banking experience to customers. Not only gives customers 24/7 totsl management towards their money but also gives great tips to boost their credit which is a very useful feature. The saving pots help customers organize their savings and every day spending easily. The only downtime is that all these features are included within the plus account which is not free unfortunately. Wish this could change as £5 a month may seem a little amount of money but nowadays it's still a lot. Reviewed on: 5th April 2023

Versatility is the key

Very versatile bank create pots for savings get paid great interest on savings brilliant app and good customer service Reviewed on: 5th April 2023

Monzo current account

Simple to use app, tracks your spending. Alerts each time money goes in and out. Great rates when used abroad, far better than taking euros away with you and you get more for your money. Reviewed on: 5th April 2023

Reliable

I have a current account with Monzo. Their app is easy and safe to use. Savings pots make it easy to save and move money around and making it easy to make your money go further. Reviewed on: 5th April 2023

Great!

Easy, simple, great futures, good customer service Reviewed on: 5th April 2023

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