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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Easy way to bank

5
I’m more than happy with Monzo and I do recommend to everyone Reviewed on: 6th April 2023
Mehmet Arslan's avatar
Mehmet Arslan

Best without a fault

5
Outstanding banking system, swift response and reliable Reviewed on: 6th April 2023
Desmond Osakwe's avatar
Desmond Osakwe

Best Banking experience ever

5
I was a victim of a fraud transaction and my money was taken from my account unwillingly as I have done a previous transaction with them. I blocked my card and informed Monzo. Monzo responded to it immediately and took action contacting them to recover that money immediately. Monzo even send me the new debit card within one day with out any charge. I was amazed about the service. Just wow Reviewed on: 6th April 2023
Akila Sasith's avatar
Akila Sasith

Using Monzo was one of the best decisions I had made for finances

5
Using Monzo and its ability to easily pin point where money was going month to month really helped me narrow down on my budget expenditures. What's more, Monzo have clearly been successful enough that designers in the bigger banks are paying attention because they're now playing catch up with their own apps. Mobile banking is my go to, because I work full time and can't get into the local highstreet bank during their open hours. Monzo had great customer service, a younger corporate tone that I appreciate, and doesn't make it a chore to check balances and account activity. What's not to love? Reviewed on: 6th April 2023
Jordan Glendenning's avatar
Jordan Glendenning

Monzo

5
Amazing banking app, highly recommended! Easy to set up and easy to manage everything is so secure and you can create pots to save money or set goals, it's the best bank I have ever been with Reviewed on: 6th April 2023
Martina's avatar
Martina

Fantastic mobile app

5
The user experience of the mobile app has continued to be improved over the years. The current version is by far my favourite with the whole experience being effortless. I've had no issues on the banking side of things and it remains my favourite bank that I've used. Reviewed on: 6th April 2023
FlyingFox's avatar
FlyingFox

Monzo

5
Excellant bank! Very easy to use and great benefits Reviewed on: 6th April 2023
marc fontes de mello's avatar
marc fontes de mello

Easy and practical

5
I've been a Monzo client for almost 4 years now and I'm very happy with their service. It's easy to use and practical. I can manage my finances easily by myself. Definitely recommend it to everyone. Reviewed on: 6th April 2023
Monica's avatar
Monica

No fluff Current Account

5
Easy to use, useful app, top customer service Reviewed on: 6th April 2023
Benher Issac's avatar
Benher Issac

Excellent

5
Fantastic bank, excellent customer service and communication. Reviewed on: 6th April 2023
Jessica Wilson's avatar
Jessica Wilson

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