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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Fan-bloody-tastic

Big big fan, have used it for years and definitely not looking to change anytime soon! Reviewed on: 11th April 2023

Good bank, easy to use.

Been using Monzo for years now, never had an issue and the customer support was always top-notch. Reviewed on: 11th April 2023

Easy to use and accessable

Great that its all done in an app, does everything y regular highstreet bank does but seemingly quicker and easier to manage and access info from. Reviewed on: 11th April 2023

Fantastic and Speedy

Monzo are fantastic to have as an account. They are super speedy and fast to use via the app Reviewed on: 11th April 2023

User Friendly

Simplest, easiest and most reliable bank I've been with. Reviewed on: 11th April 2023

Monzo is a super accessible and user friendly bank

Love Monzo! It's so much more accessible than the general high street banks. Reviewed on: 11th April 2023

Best bank I've used.. and i've used a lot!

I love Monzo!! They are user friendly, fun and innovative. I actually enjoy using the app and it motivates me to save and look after my finances. Ahead of their time - well done Monzo! Reviewed on: 11th April 2023

How banking should be done!

Monzo have thought of everything you need to do to manage your money in the modern world, totally takes the pain out of banking Reviewed on: 11th April 2023

Amazing Bank!

So easy and friendly to use. I love Monzo and the features that come with it! I have Monzo premium and wouldn’t change a thing! Reviewed on: 11th April 2023

Monzo Rules

I love Monzo, I even have Monzo Plus, they're branding is eye catching, app is easy to use and so so easy to send money back and forth. I will never use another bank. Reviewed on: 11th April 2023

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