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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Superb

Great app, great bank! Love using them! Reviewed on: 11th April 2023

BEST BANK THERE is

Amazing bank. Been with monzo for 5 years, wouldn’t go with anyone else, so easy, really polite staff just altogether so much easier than your ‘everyday’ banks. Plus they make banking fun! Reviewed on: 11th April 2023

Love this bank!

Since changing to this bank I actually have a handle on my money each month, the pots to separate out your bills money is absolute genius! I recommend this bank to everyone I talk to it’s brilliant! Reviewed on: 11th April 2023

Helpful and courteous

Great bank really enjoyed banking with monza Reviewed on: 11th April 2023

The best

Has been the most helpful,useful and best bank I've ever had Reviewed on: 11th April 2023

Everything is really easy

Love the bank, the support and the service quality Reviewed on: 11th April 2023

Perfect

Ideal modern bank, fast, secure and they listen. Easy to resolve issues on the app and don’t have to have long waits on the phone to call centres Reviewed on: 11th April 2023

Monzo - Best Bank and App

Moved to Monzo around 6 months ago. It is the best banking app around. Online help also really good should you need it. I use Flex and have just upgraded to Monzo Premium. Reviewed on: 11th April 2023

Monzo fan

I love how easy it is to use the app and manage my money. A delightful user experience. Reviewed on: 11th April 2023

Best Bank for clear visibility of finances!

Been using Monzo for the last five years, and hands down, are the best bank for managing and forecasting your finances. App design is perfect, and nothing else on the market like it. Reviewed on: 11th April 2023

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