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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Simple and easy!

I enjoy the ease of transferring money between friends and finding new people near by to pay. Using flex has been handy also to simply spread the cost of something interest free for three months Reviewed on: 7th April 2023

Monzo is the best

Since I started to use Monzoi have had every penny at my fingertips. When opening a bank account was very simple unlike all other which requires a lost things to open an account. Reviewed on: 7th April 2023

Personal account

monzo bank easy to used and service is very good anytime Reviewed on: 7th April 2023

Good

It's a good experience using monzo service Reviewed on: 7th April 2023

Monzo is amazing

They're a no nonsense bank you can set savings pots, round ups lock accts. Transfers are quick and easy. Their customer service is exceptional everything with them is instant. Would recommend to everyone. I also have a business acct which automatically deducts and sets aside my tax as set by myself. Best bank ever. My 17yr old son has a monzo acct he loves the pots and is saving for holidays etc and loves watching his savings grow. My brother introduced me to monzo who also has a few accts and uses his business acct more than I do to provide invoices and receipts etc. Highly recommended Reviewed on: 7th April 2023

I just love Monzo bank

I highly recommend Monzo to veryone i want to tell Spacial thanks to Monzo team ❤️ Reviewed on: 7th April 2023

amazing fasting networking

Outstanding managemnet.It's make me happy when i send a money .It is fastest transfer money. Reviewed on: 7th April 2023

Great & easy to use bank

Really good experience. App is by far the best of the other banks I've tried. Great support Reviewed on: 7th April 2023

Makes banking so much easier

I cannot fault Monzo, the banking experience for me has been far superior to any high street bank. So much so I've made it my primary account! The app is intuitive and the virtual card/pot features make budgeting and saving a breeze Reviewed on: 7th April 2023

Perfect all round

Monzo excels in everything I could ever need from my bank Reviewed on: 7th April 2023

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