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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18053 reviews)

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4.92

Based on 18,053 reviews, last reviewed 22nd Feb 2026

40800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fantastic bank, love everything about it. I have been with Monzo for years and love everything about it. It’s great for travel, I have their max plan which gives me amazing perks such as insur... Read more Reviewed on: 22nd February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18053)

Review of the Monzo, Current account:

Monzo is great!

Monzo is such a great up and coming bank account, very modern technology and a fantastic customer service team, always ready to help ! Reviewed on: 9th March 2023

Monzo Transformed My Finances

Monzo has genuinely transformed the way I manage my money. The range of features goes far beyond what you’d expect from a traditional bank — from intuitive spending insights and budgeting tools to flexible savings pots and easy access to investing. Since opening my account, I’ve saved more consistently than ever before, felt completely in control of my spending, and even gained the confidence to explore new products like investing. The app makes everything clear, simple and empowering. In addition to the budgeting tools, the Perks make a real difference. Weekly treats like Greggs and cinema tickets, discounted rail travel, and benefits like fee-free withdrawals and cash deposits make everyday spending feel more rewarding. Features like Advanced Roundups have helped me build savings effortlessly, while earning competitive interest on my Instant Access Savings has made my money work harder. The ability to create virtual cards adds extra security and control, and credit insights help me stay informed and proactive about my financial health. Even small details, like custom categories and automatic transaction tracking into spreadsheets, make managing money feel simple and organised. It’s rare to find a bank that feels this modern, supportive and easy to use. I’ve recommended Monzo to family members because it’s made such a positive difference to my finances — and I wouldn’t hesitate to do so again. Reviewed on: 16th February 2026

Great customer service and prompt responses.

Great customer service and prompt responses. easy to use app Reviewed on: 16th February 2026

so quick to open an account, great functionality too

so quick to open an account, great functionality too Reviewed on: 16th February 2026

Frist class service and very helpful

Frist class service and very helpful Reviewed on: 16th February 2026

Had Monzo for a few years, been using them on all my...

Had Monzo for a few years, been using them on all my overseas trips and the app is amazing at conversations. The app is by far miles ahead of the rest. I have moved all my accounts to Monzo Reviewed on: 16th February 2026

Good service and perks

I like that it's easy to get hold of someone on the in app chat rather than having to call if i want help. I also have a paid account where I get extra featurs like preferential savings rates, cinema tickets and a sausage role. Reviewed on: 16th February 2026

I can't see a time I'll stop using Monzo

I've used Monzo for around 10 years from before they were actually a bank. I can't actually think I've ever had a problem. I use it all the time, I'd be surprised if anyone used them more than I do. It's far better than any other Bank I've used. Reviewed on: 16th February 2026

Best app ever

Best app ever… great ideas to save money and to invest. Also great monthly perks if you pay slightly extra to unlock great rewards! Wouldn’t go with anyone else Reviewed on: 16th February 2026

Monzo had always been helpful and supportive.

Monzo had always been helpful and supportive. The easiest bank ive dealt with in years, simple and quick to contact if you have any issues and always there when you need to challenge anything. Reviewed on: 16th February 2026

Great experience in the app for managing my finances.

Great experience in the app for managing my finances. Reviewed on: 16th February 2026

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