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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3030 reviews)

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4.97

Based on 3,030 reviews, last reviewed 28th Feb 2026

51600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Useful options and extras. Useful options and extras. Easy to use. Nice links between other banks Reviewed on: 28th February 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (3030)

Review of the Monzo, Flex Purchase credit card:

Credit card designed for transparency

Easier credit cart issue in a few seconds. Great design that makes it very transparent in payments and interest charged. Reviewed on: 25th March 2025

Any queries relating to my card they are so helpful...

Any queries relating to my card they are so helpful and if I need to dispute anything they are so quick with it and super helpful never left wondering when I’ll see my money again Reviewed on: 13th February 2026

I reccomend Monzo to everyone I know, it’s so easy t...

I reccomend Monzo to everyone I know, it’s so easy to use and I love the huge amount of features they offer Reviewed on: 13th February 2026

Overall excellent

, it’s good, I think. The interest is a little bit high Reviewed on: 13th February 2026

Amazing bank app love every part

Amazing bank app love every part Reviewed on: 13th February 2026

I have needed money in an emergency several times wh...

I have needed money in an emergency several times when @example new boiler,car repairs and being able to flex so easily and quickly and a great choice of how you pay it back if over 3 months no interest and if over the interest rates are great . Highly recommend this account and have referred friends Reviewed on: 13th February 2026

The best credit card I have ever used with an easy i...

The best credit card I have ever used with an easy interface in the app. Reviewed on: 12th February 2026

Awesome experience!

Awesome experience! Easy to use and works perfectly and always. Reviewed on: 12th February 2026

Amazing product

Really smooth product and quite appreciate the features! Reviewed on: 12th February 2026

I Have a special place in my heart for Monzo .

I Have a special place in my heart for Monzo ... always top Reviewed on: 12th February 2026

Very east and Enjoyable with sensible ways of managi...

Very east and Enjoyable with sensible ways of managing money Reviewed on: 12th February 2026

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