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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2500 reviews)

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4.96

Based on 2,500 reviews, last reviewed 8th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo's Flex Card makes managing your credit respons... Monzo's Flex Card makes managing your credit responsibly a breeze. Fully transparent app keeping you in the loop with many options if you want to pay ... Read more Reviewed on: 8th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2500)

Review of the Monzo, Flex Credit Card:

My Review

I like the product and is something other banks should follow with. Could do 6 month interest free BNPL option, Not so fond of the upcoming fees rise Reviewed on: 12th April 2024

I have used the flex credit card.

I have used the flex credit card. Brilliant concept of offering credit and keeping in control of the payments through the app. Love Monzo breath of fresh air to banking Reviewed on: 20th April 2025

The experience has been great!

The experience has been great! No issues the flex facility helps a lot! Reviewed on: 20th April 2025

Monzo is the best bank ever.

Monzo is the best bank ever. They understand their customer wants. Reviewed on: 20th April 2025

Brilliant, easy to navigate and supportive

Brilliant, easy to navigate and supportive Reviewed on: 19th April 2025

i have monzo flex and i love it.

i have monzo flex and i love it. have convinced all my family to have a monzo flex account. it’s quick and easy to make payments, including early payments. Reviewed on: 19th April 2025

Very good for sending money in whole abroad easily w...

Very good for sending money in whole abroad easily with very good price . i always recommended to my friends and family to Join monzo . We have already 56 my family members In United kingdom they are use the only monzo accounts . Reviewed on: 19th April 2025

Easy to use and fun

Easy to use and some how makes it fun, especially when you manage to pay back early. Reviewed on: 18th April 2025

Best credit card provider MONZO

As a new migrant in the UK no financial service provider gave me a chance when I was searching for a credit card, but Monzo did, they didn’t stop there, I can use my credit card and repay it over 3 months INTEREST FREE that’s the climax for me. I am so much impressed with that, I have used my credit card for over a year but have never paid a penny in interest because I clear my balance in 3 months. Very helpful and handy in time of crunching financial needs. Reviewed on: 18th April 2025

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Love love love Monzo.

Love love love Monzo. Helped me rebuild my credit score and also afford a holiday to Chamonix, France. Reviewed on: 17th April 2025

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