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Monzo: Flex Credit Card reviews

4.96
Based on 2,384 reviews, last reviewed 3rd Apr 2025
57500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Love it amazing banking obeeessed with it reccomend... Love it amazing banking obeeessed with it reccomend it to all my friends x Reviewed on: 3rd April 2025
Casey K's avatar
Casey K

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel
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Monzo Flex Credit Card reviews (2384)

Review of the Monzo, Flex Credit Card:

All in one place and perks and benefits are very...

5
All in one place and perks and benefits are very useful Reviewed on: 23rd March 2025

Live laugh love flex.

5
Live laugh love flex. I love flex, flex is goooood for me. Reviewed on: 28th March 2025

I like that it is online real-time.

5
I like that it is online real-time. Reviewed on: 28th March 2025

Handy way to spread the cost

5
Monzo Flex is a convenient way to break down payments without the hassle of a credit card. The interest-free three-month option is great, and managing it through the Monzo app is easy. Reviewed on: 28th March 2025

5 star services

5
Very pleasant and easy to access services Reviewed on: 27th March 2025

Fantastic service

5
Fantastic bank i love it easy to use Reviewed on: 27th March 2025

Flex has been great, and i have used it for many pur...

5
Flex has been great, and i have used it for many purchases. I love the fact that you can make extra payments as well as the flexibility of extending your payment plan. The 3 months interest free payments has allowed me to split purchases into manageable payments which has funded a lot of things! Reviewed on: 27th March 2025

Excellent and great for todays normal person.

5
Flex is great and doesn’t look solely at my credit score. It’s a refreshing change judgy old banks. Reviewed on: 27th March 2025

A modern offering that skips the faff!

5
I love Monzo because they skip the faff and have some humour. Their credit card offering is excellent and I love the look of their app. They offer innovative solutions and are super friendly (Monzo if you're reading this please send me a plush!)! Reviewed on: 27th March 2025

Amazing!

5
Amazing! Best bank ever! 0% interest for 3 months! Thanks Reviewed on: 27th March 2025

Flex is one of the best credit cards I’ve ever had,...

5
Flex is one of the best credit cards I’ve ever had, Monzo really do provide banking services for the people, rather than focussing on being a corporate money grubbing bank. Their flex is card is flexible, easy to use, provides many different options and ways to make it work for you and your budgeting. Reviewed on: 27th March 2025