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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2463 reviews)

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4.96

Based on 2,463 reviews, last reviewed 16th Apr 2025

65100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Easy to use can see exactly where I am with flex and... Easy to use can see exactly where I am with flex and loan calculator to help if you want to pay more shows then how much saved in interest keep pots f... Read more Reviewed on: 16th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel...

Monzo Flex Credit Card reviews (2463)

Review of the Monzo, Flex Credit Card:

I love Monzo for its savings pots and flex card whic...

I love Monzo for its savings pots and flex card which have led me to make it my main banking account since 2023. Also love the end of year wrap up. Easy to use, not flogging merchandise at me and delivers when I need it! Reviewed on: 2nd April 2025

Flex credit card has been so helpful especially comi...

Flex credit card has been so helpful especially coming after a sick leave it really helped me spread the costs and finances which helped me to be less stressed. I recommend Monzo to everyone Reviewed on: 10th April 2025

The best

Monzo is by far the best banking app. With all the new features especially Flex is game changer. You can always be assured to have funds if its an utmost emergency. Reviewed on: 10th April 2025

One of the best credit card in the market, with pay...

One of the best credit card in the market, with pay in 3 interest free installments. Reviewed on: 10th April 2025

Very happy Flexer

Getting the Monzo Flex facility was very easy and very quick. I applied and after they performed a credit check, I had the facility within a few hours if I recall correctly. It was all done through the Monzo app and the payment options are a breeze to use and change. After a year it notified me that I was eligible for an increase to my credit limit. Overall very happy using it so far. Reviewed on: 10th April 2025

They’ve been very good so far.

They’ve been very good so far. I like the money they gave me. I wish I did not have to pay it back but hey that’s a credit card for you. Opening the account was quick and easy. Reviewed on: 10th April 2025

Monzo Flex’s Smoothness

The process to obtain and activate the Monzo Flex card was so smooth. Definitely one of the best credit cards I’ve ever used in my entire life! Reviewed on: 10th April 2025

Incredibly intuitive and easy to use.

Incredibly intuitive and easy to use. Excellent security features. Reviewed on: 10th April 2025

Good knowledge of apr% on card, kept in loop

Good knowledge of apr% on card, kept in loop Reviewed on: 10th April 2025

Been with the bank for 3-4 years now i believe, not...

Been with the bank for 3-4 years now i believe, not a single complaint, everything is convenient and app based, where you can connect to a human for support, if needed. Reviewed on: 10th April 2025

I enjoy their three months interest free rate

I enjoy their three months interest free rate Reviewed on: 10th April 2025

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