Write a review

Monzo: Savings reviews

Name: Savings
Rating: 4.93 (148 reviews)

View other Monzo products

4.93

Based on 148 reviews, last reviewed 12th Jun 2025

158% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Monzo is a fantastic online bank. Monzo is a fantastic online bank. With excellent ways to save money. Highly recommended Reviewed on: 12th June 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews See your review

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (148)

Review of the Monzo, Savings:

Saving with Monzo is very intuitive.

Saving with Monzo is very intuitive. The options are clear and the process is easy to understand for a person that wants to start saving. They allow you to start small and it's always clear what is happening to your money. Reviewed on: 26th April 2024

Best bank in UK in service and customer experience

Best bank in UK in service and customer experience Reviewed on: 10th April 2025

Making Saving Fun

Used Monzo to save for my wedding. Using pots with great interest rates made the whole process experience easy and fun. Reviewed on: 10th April 2025

10/10, very easy to use and makes my money feel...

10/10, very easy to use and makes my money feel safe Reviewed on: 10th April 2025

Polite, understanding and respect

They are so good, polite and understand you as a person than talking to you like criminal, my experience when they protect your account against big payments, I try making same payment with Barc (you know who) they like investigate me as criminal on phone, that also to use my own money to make big amounts payment. Where Monzo friendly Pearson, send me message before call with timings, explain me that its to protect me from fraud payment, completed checks, approve my payment, After checking with me. Now difference here was huge Monzo person treated me as a person and as an account user for using my own money not like another bank who think they have my money means they have right to investigate me as an officers, Where transaction was also with money I saved not a credit money. Monzo wins my respect and win this award there. But you will definitely going to win. Happy with services I am a premium member and I love it. Love to Monzo family who think small things count and honestly, it does. Reviewed on: 10th April 2025

amazing way to viewing savings & money paid each month

amazing way to viewing savings & money paid each month Reviewed on: 10th April 2025

Amazing!

Amazing! Really enjoy using Monzo. Reviewed on: 10th April 2025

The saving pots are life-changing!

The saving pots have really helped me out with planning my life out, for future travels, rainy day emergency funds, or even saving up for a home. The interface makes it fun and enjoyable, not like a task I have to be doing. As a young adult, I really feel like my life is more put together with these saving pots. Reviewed on: 10th April 2025

I just love the UX and how easy it is to save money...

I just love the UX and how easy it is to save money using it. Reviewed on: 8th April 2025

Monzo Makes Banking So Easy!

I’ve been using Monzo for a while now, and it’s honestly one of the best banking experiences I’ve had! The app is super user-friendly, making it easy to track spending, set budgets, and manage savings. I love the instant notifications for transactions and the ability to sort my pay. If you’re looking for a modern, hassle-free bank, I highly recommend Monzo! Reviewed on: 7th April 2025

Their savings account is great.

Their savings account is great. Your interest rate is competitive and it's added to your account every month. That means every month your money gets a little boost. But It gets better that means your account has more in it to add to the interest for next month. Great product great bank. I only use Monzo as my bank and everything they do is great Reviewed on: 2nd April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Coventry Building Society 4.26 from 120 reviews
Savings
from Monument 4.93 from 947 reviews
Fixed Rate Savings
from first direct 4.96 from 13 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Flex Credit Card
from Monzo 4.96 from 2503 reviews
Under 16s account
from Monzo 4.95 from 412 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub