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Nationwide: FlexDirect reviews

Name: FlexDirect
Rating: 4.73 (375 reviews)

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4.73

Based on 375 reviews, last reviewed 13th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

71%

19%

Latest highest rating:

5

Excellent Great service range of products and I always feel valued as a customer, just received £100 for having the account and this happens often, recommend us... Read more Reviewed on: 13th June 2026

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024

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About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

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Nationwide FlexDirect reviews (375)

Excellent service, friendly and local

I have been impressed with the high level of service received from this bank. They are attentive and supportive to customer requirements and have a great cyber information team with some great initiatives to prevent fraud such as, MFA. Reviewed on: 27th November 2019

Excellent interest rates

The interest rates are so high and the cash reward for referring friends is the icing on the cake! Reviewed on: 23rd November 2019

Crazy % on overdraft

So upsetting they have added 39.9% so basically a balance of £2,300 will cost £75 in fees! Promptly we are clearing it and leaving. They also wouldn't offer any loan seems they not risking capital and to be honest we think HSBC better as their investments in Asia and only bank that didn't request a bale out from the government. Reviewed on: 22nd November 2019

Fraud

Had a fraudulent transaction on my current account. Spoke to them and I can honestly say it is the worst customer service. Refused to investigate fraud and refund money. Your money is not safe with them. I have never encountered this before with any other bank or financial institution Reviewed on: 22nd November 2019

NATIONWIDE

STAFF ALWAYS HELPFUL COULD POSSIBLY BE OPEN ON SATURDAYS Reviewed on: 20th November 2019

Great interest rate

Highest interest rate I could find for £2500 - a really good place to put the money I'd accrued from a regular savings account at Nationwide Reviewed on: 6th November 2019

Banking at a distance with branch support.

Great service with good web-based and app banking. Apple Pay, paym support and U.K. - based call centres. The mutual structure also means there are no fat cats taking huge profits. Reviewed on: 5th November 2019

Awesome!

Really can not fault Nationwide at all. Amazing customer service in branch or over the phone, great interest rates and a decent banking app. I really couldn't recommend them more! Reviewed on: 5th November 2019

great service

I switched over to Nationwide from TSB and the difference in the amount of good products they provide is so much better. The app is brilliant and really easy to use, I would highly recommend them for your current account. Reviewed on: 5th June 2019

Good savings rate

Good current account, which offers 5% interest on current account balances up to £2500 for the 1st year. Reviewed on: 4th June 2019

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