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Nationwide: FlexDirect reviews

4.73
Based on 375 reviews, last reviewed 13th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
19%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Great service range of products and I always feel valued as a customer, just received £100 for having the account and this happens often, recommend us... Read more Reviewed on: 13th June 2026
Joe's avatar
Joe

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024
Mark M's avatar
Mark M

About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

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Nationwide FlexDirect reviews (375)

Easy to use banking

5
Online banking is easy to use, now new payees can be set up on the app it’s even better. I like seeing all my account balances quickly in one place Reviewed on: 26th January 2020

Easy and High Interest

5
Opened a FlexDirect primarily to utilise the 5% on £2500 offer for new customers. It would be good to see better offers for existing customers however. Account opening was straightforward, initiated online and finalised in branch. Reviewed on: 24th January 2020

Great customer service

5
Reliable app that offers useful features. Great customer service when needed. Reviewed on: 22nd January 2020

Trustworthy building society

5
Trustworthy building society. Good interest in first £2500 Reviewed on: 16th January 2020

Well Worth It

5
Having been with Nationwide over 10years. I am safe to say I’m a member! Never any issues with my account. My card always works. And customer service is also good. Thank you for standing by me for so long. I’m here to stand by you too! Reviewed on: 15th January 2020

Amazing

5
They are Friendly and reliable and very helpful Reviewed on: 6th January 2020

Worst customer service ever

1
Nationwide head office customer service is disgusting.....talk to you like muck....if you complain you get a nasty letter.... Reviewed on: 5th January 2020

Love it

5
I would say Natwest and Nationwide is best bank in the UK. Amazing App, Awesome customer service, New features and etc. Reviewed on: 4th January 2020

Great Value

5
Cashback without doing anything extra - can’t go wrong! Easy to bank with and the only one that rewards current customers and not just new. Reviewed on: 2nd January 2020

Fraud

1
Worse bank ever, put my account under review since August unable to have access to my money customer service zero never ever again Reviewed on: 11th December 2019

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